515 SE Douglas St, Bend, OR 97702 Property Records

Deschutes County property record for 515 SE Douglas St, Bend, OR 97702

Property Summary

Property Type	Duplex
Details	4 bd · 3.5 ba · 2,084 sqft · built 1977
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$595,000 (Aug 2022)
Tax Bill	$3,447 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181204-BD-01600`

Property Details

APN / Parcel Number

Primary APN	`181204-BD-01600`
Alternative APNs	`R1001181204BD01600` `106345`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,084 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	2,084 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Duplex Single
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	440 sqft

Exterior Amenities

Deck Area	120 sqft
Shed	1 Shed
Shed Area	40 sqft
Lean-To	240 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	106345
Street Address	515 SE DOUGLAS ST
City	BEND
State	OR
Zip	97702-1631
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM
Legal Description	BEND PARK BLOCK 83 LOT 16+PT.15
Legal Range	12
Legal Township	18
Legal Section	04
Legal Subdivision	BEND PARK
Legal Block	83
Legal Lot Number	16
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1029
Census Tract	1501

Owner

Source: Deschutes County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19360 SEATON LOOP, BEND, OR 97702-2996
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 25, 2017	Deed of Trust, Mortgage · Line of Credit NORTHWEST CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2022 · Amount on Record
Deed Sale	Aug 8, 2022 · Amount on Record
Prior Sale	Nov 12, 2014 · Amount on Record
Deed Document Number	202230474
Prior Transfer Date	Aug 28, 2013
Prior Transfer Doc	0000036872
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 8, 2022
Property Address	515 SE DOUGLAS ST, BEND, OR 97702-1631
Document Number	0000030474
Instrument Date	Aug 3, 2022
Instrument	2022-30474
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	19380 SEATON LOOP, BEND, OR 97702-2996

Mortgage

Document Number	0000030475
Date	Aug 8, 2022
Instrument	2022-30475

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	515 SE DOUGLAS ST, BEND, OR 97702-1631
Document Number	0000037655
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513-515 SE DOUGLAS ST BEND OR 977021631, BEND, OR 97702-1631

Mortgage

Document Number	0000037655
Date	Oct 3, 2019
Instrument	37655

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	515 SE DOUGLAS ST, BEND, OR 97702-1631
Document Number	0000043570
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 SE DOUGLAS ST BEND OR 977021631, BEND, OR 97702-1631

Mortgage

Document Number	0000043570
Date	Oct 30, 2017
Instrument	43570

Lender

Name	NORTHWEST CMNTY CU
Type	Credit Union
Address	EUGENE, OR 97401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,447.00 (+3.92%)	$204,060 (+3%)	$534,980 (+0.57%) Land $146,520 Building $388,460
2024	$3,317.00 (+7.87%)	$198,120 (+3%)	$531,950 (-5.31%) Land $135,570 Building $396,380
2023	$3,075.00	$192,350	$561,780 Land $135,570 Building $426,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Fatbeam, Verizon, Vero Fiber, Webformix.

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