515 SE 20th St, Oak Grove, MO 64075 Property Records

Jackson County property record for 515 SE 20th St, Oak Grove, MO 64075

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1972
Lot Size	0.215 acres (9,380 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,113 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`39-100-03-54`

Property Details

APN / Parcel Number

Primary APN	`39-100-03-54`
Alternative APNs	`39-100-03-54-00-0-00-000` `39100035400000001` `907930`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	528 sqft
Basement Area	1,008 sqft
Finished Basement	406 sqft
Unfinished Basement	602 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,380 sqft (0.215 acres)
Lot Dimensions	135 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	28 sqft
Deck Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	907930
Street Address	515 SE 20TH ST
City	OAK GROVE
State	MO
Zip	64075-9207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEBB ESTATES LOT 8
Legal Subdivision	WEBB ESTATES
Legal Block	4
Legal Lot Number	8
Jurisdiction	JACKSON MO
Township / Civil Division	SNI-A-BAR
Census Block Group	4
Census Block	4000
Census Tract	14005

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 SE 20TH ST, OAK GROVE, MO 64075-9207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 18, 2021	Deed of Trust, Mortgage · Line of Credit MAZUMA CU
Dec 29, 2022	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY
Jun 2, 2017	Warranty Deed, Transfer MO BK
Dec 30, 2016	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2017
Deed Sale	Jun 2, 2017
Prior Sale	Apr 29, 2014 · Amount on Record
Deed Document Number	2017E49572
Prior Transfer Date	Mar 21, 2014
Prior Transfer Doc	0000E33776
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	515 SE 20TH ST, OAK GROVE, MO 64075-9207
Transaction Type	Mortgage
Record Updated	Jan 5, 2023
Title Company	STEWART

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12518 E 40TH ST S, INDEPENDENCE, MO 64055-4412

Mortgage

Document Number	00E0113485
Date	Dec 30, 2022
Instrument	2022E0113485

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	48431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	515 SE 20TH ST, OAK GROVE, MO 64075-9207
Transaction Type	Mortgage
Record Updated	Jan 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0091000
Date	Aug 18, 2021
Instrument	2021E0091000

Lender

Name	MAZUMA CU
Type	Credit Union
Address	OVERLAND PARK, KS 66223

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 10, 2046

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 29, 2022
Property Address	515 SE 20TH ST, OAK GROVE, MO 64075-9207
Document Number	00E0113076
Instrument Date	Dec 27, 2022
Instrument	2022E0113076
Transaction Type	Transfer
Record Updated	Jan 4, 2023
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 SE 20TH ST, OAK GROVE, MO 64075-9207

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 2, 2017
Property Address	515 SE 20TH ST, OAK GROVE, MO 64075-9207
Document Number	0000E49572
Instrument Date	May 30, 2017
Instrument	49572E
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	515 SE 20TH ST OAK GROVE MO 640759207, OAK GROVE, MO 64075-9207

Mortgage

Document Number	E49811
Date	Jun 2, 2017
Instrument	49811E

Lender

Name	MO BK
Type	Bank
Address	TULSA, OK 74153

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	515 SE 20TH ST, OAK GROVE, MO 64075-9207
Document Number	0000E02924
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Feb 16, 2017
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	515 SE 20TH ST OAK GROVE MO 640759207, OAK GROVE, MO 64075-9207

Mortgage

Document Number	0000E02924
Date	Jan 11, 2017
Instrument	2924E

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 10, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Oak Grove City
Unified School District	Oak Grove R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,138 (-) Land $7,076 Building $20,062	$142,830 (-)
2025	$2,113.00 (-31.82%)	$27,138 (-31.98%) Land $7,076 Building $20,062	$142,830 (-31.99%)
2024	$3,099.00 (+0.98%)
2023	$3,069.00	$39,900 Land $3,407 Building $36,493	$210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK GROVE PWS serves 9,200 people · EPA ID MO1010589
Water Source	Purchased groundwater from INDEPENDENCE PWS
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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