515 Sapphire Cir, Dubuque, IA 52001 Property Records

Dubuque County property record for 515 Sapphire Cir, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,062 sqft · built 2005
Lot Size0.096 acres (4,212 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Jun 2017)
Tax Bill$2,652 (2024)
Deeds & MortgagesJun 2018 Line of Credit
Jun 2017 Sale
Flood ZoneZone X (minimal risk)
APN10-02-478-016

Property Details

APN / Parcel Number

Primary APN10-02-478-016

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,062 sqft Living Area
1st Floor Area880 sqft
Basement Area1,062 sqft
Finished Basement494 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Lot Area4,212 sqft (0.096 acres)
Lot Dimensions162 ft deep x 26 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area40 sqft
Patio Area238 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address515 SAPPHIRE CIR
CityDUBUQUE
StateIA
Zip52001-8511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionLOT 1-1 EMERALD ACRES #5
Legal SubdivisionMARSHALL
Legal Lot Number1
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group2
Census Block2002
Census Tract10103

Owner

515 Sapphire Cir is owned and occupied by two individuals who bought it in June 2017.

Source: Dubuque County records, as of October 6, 2025

Owner of Record2 Individual Names on File
Mailing Address515 SAPPHIRE CIR, DUBUQUE, IA 52001-8511
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2018Deed of Trust, Mortgage · Line of Credit
DUTRAC COMMUNITY CU
Jun 29, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2017 · Amount on File
Deed SaleJun 29, 2017 · Amount on File
Deed Document Number2017-00007928
Record UpdatedJun 8, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address515 SAPPHIRE CIR, DUBUQUE, IA 52001-8511
Transaction TypeMortgage
Record UpdatedMar 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007002
DateJun 25, 2018
Instrument2018-00007002
Lender
NameDUTRAC COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52004
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJun 24, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDUBUQUE IA
Recording DateJun 29, 2017
Property Address515 SAPPHIRE CIR, DUBUQUE, IA 52001-8511
Document Number0000007928
Instrument DateJun 27, 2017
Instrument7928
Transaction TypeTransfer
Record UpdatedJul 20, 2017

Transaction

AmountAmount on Record
Tax$215.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address515 SAPPHIRE CIR DUBUQUE IA 520018511, DUBUQUE, IA 52001-8511

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$212,700 Land $14,800 Building $197,900$212,700 Land $14,800 Building $197,900
2024$2,652.00
2023$208,400 (+25.35%) Land $13,300 Building $195,100$208,400 Land $13,300 Building $195,100
2022$2,714.00 Homeowner's exemption$166,260 Land $10,370 Building $155,890
2021$166,260 Land $10,370 Building $155,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Sapphire Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Sapphire Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Comelec Internet Services, Nextlink, Verizon.

Nearby Properties on Sapphire Cir

Nearby Streets

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