515 Sandusky St, Ashland, OH 44805 Property Records

Ashland County property record for 515 Sandusky St, Ashland, OH 44805

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 920 sqft · built 1958
Lot Size	0.144 acres (6,281 sqft)
Owner	Individual Name on Record
Last Sale	$619 (Apr 2023)
Tax Bill	$1,004 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P43-044-0-0128-00`

Property Details

APN / Parcel Number

Primary APN	`P43-044-0-0128-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	1,840 sqft
Basement Area	920 sqft
Unfinished Basement	920 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Lot Area	6,281 sqft (0.144 acres)
Lot Dimensions	157 ft deep x 40 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	515 SANDUSKY ST
City	ASHLAND
State	OH
Zip	44805-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	515 SANDUSKY ST R=44 LOT 336
Legal Subdivision	NORTH ASHLAND
Legal Lot Number	336
Jurisdiction	ASHLAND OH
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1001
Census Tract	970600

Owner

Source: Ashland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 SANDUSKY ST, ASHLAND, OH 44805-2041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED TRUST BANK
Jul 9, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Apr 27, 2023	Warranty Deed, Transfer · FHA Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Prior Sale	Oct 4, 2022 · Amount on Record
Deed Document Number	20231807
Deed Book / Page	985 / 3463
Prior Transfer Date	Jul 16, 2008
Prior Transfer Doc	000591/699
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHLAND OH
Recording Date	Sep 28, 2026
Property Address	515 SANDUSKY ST, ASHLAND, OH 44805-2041
Document Number	0000005365
Book / Page	1007 / 246
Instrument Date	Sep 24, 2026
Instrument	20265365
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	TERRA NOVA TITLE, NOVA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76,356.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	515 SANDUSKY ST, ASHLAND, OH 44805-2041

Mortgage

Document Number	0000005366,
Date	Sep 28, 2026
Instrument	20265366

Lender

Name	UNITED TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND OH
Recording Date	Jul 9, 2026
Property Address	515 SANDUSKY ST, ASHLAND, OH 44805-2041
Document Number	0000003675
Book / Page	1005 / 2532
Instrument Date	May 27, 2026
Instrument	20263675
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 SANDUSKY ST, ASHLAND, OH 44805-2041

Mortgage

Document Number	0000003675,
Date	Jul 9, 2026
Book Page	1005/2532
Instrument	20263675

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	May 1, 2053

Interest

Rate	6.3%
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHLAND OH
Recording Date	Apr 27, 2023
Property Address	515 SANDUSKY ST, ASHLAND, OH 44805-2041
Document Number	00985/3463
Book / Page	985 / 3463
Instrument Date	Apr 24, 2023
Instrument	202300001807
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 NEWMARK DR, MIAMISBURG, OH 45342-5421

Mortgage

Document Number	202300001808
Date	Apr 27, 2023
Instrument	202300001808

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Ashland County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashland County
Municipality	Ashland City
Unified School District	Ashland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,004.00 (-2.52%) Homeowner's exemption	$29,060 (-) Land $6,640 Building $22,420
2023	$1,030.00 (+13.44%)	$29,060 (+39.91%) Land $6,640 Building $22,420	$83,040 (+39.99%) Land $18,980 Building $64,060
2022	$908.00	$20,770 Land $4,750 Building $16,020
2020			$59,320 Land $13,560 Building $45,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1997–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND CITY serves 20,648 people · EPA ID OH0300112
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Armstrong Cable · Fiber in parts of the area	1,000 / 20

May also be available: Spectrum, Verizon.

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