515 S Willow Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 515 S Willow Dr, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,996 sqft · built 2022
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Dec 2019)
Tax Bill	$3,042 (2025)
Deeds & Mortgages	Dec 2019 Sale Dec 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`461-08-03-0015`

Property Details

APN / Parcel Number

Primary APN	`461-08-03-0015`
Alternative APN	`1950345007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,996 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Deck Area	190 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	515 S WILLOW DR
City	SURFSIDE BEACH
State	SC
Zip	29575-3517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLORAL LAKE; LT 7 BL 4
Legal Subdivision	FLORAL LAKE
Legal Lot Number	7
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1043
Census Tract	51202

Owner

515 S Willow Dr is owned and occupied by an individual who bought it in December 2019.

Source: Horry County records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	515 S WILLOW DR, SURFSIDE BEACH, SC 29575-3517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2019	Warranty Deed, Transfer NOT AVAILABLE
Dec 8, 2017	Warranty Deed, Transfer · Conventional Mortgage COASTAL CAROLINA NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2019 · Amount on File
Deed Sale	Dec 20, 2019 · Amount on File
Prior Sale	Dec 8, 2017 · Amount on File
Deed Book / Page	4272 / 2569
Prior Transfer Date	Jan 11, 2007
Prior Transfer Doc	0032150934
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Dec 20, 2019
Property Address	515 S WILLOW DR, SURFSIDE BEACH, SC 29575-3517
Document Number	4272/2569
Book / Page	004272 / 002569
Instrument Date	Dec 19, 2019
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 MOULTRIE CIR MYRTLE BEACH SC 295885474, MYRTLE BEACH, SC 29588-5474

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Dec 8, 2017
Property Address	515 S WILLOW DR, SURFSIDE BEACH, SC 29575-3517
Document Number	4065/3109
Book / Page	004065 / 003109
Instrument Date	Dec 7, 2017
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$466.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 EVERGREEN TRL MEDFORD NJ 080559344, MEDFORD, NJ 08055-9344

Mortgage

Document Number	5944/1991
Date	Dec 8, 2017
Book Page	005944/001991

Lender

Name	COASTAL CAROLINA NAT'L BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Dec 7, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 515 S Willow Dr was $3,042.

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,042.00		$704,238 (-) Land $368,920 Building $335,318
2024		$28,170 (+215.77%) Land $14,757 Building $13,413	$704,238 (+373.66%) Land $368,920 Building $335,318
2023	$3,195.00	$8,921 Land $8,921	$148,680 Land $148,680
2021	$2,000.00	$8,921 Land $8,921	$148,680 Land $148,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 515 S Willow Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 292 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	624 units insured incl. 332 condo units
Nearby Flood Claims	86 (1989–2024)
Claims Outside the SFHA	34 of 86
Most Recent Claim	Oct 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Oct 2022 · 15 claims Hurricane Matthew, Oct 2016 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 S Willow Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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