515 S Warson Rd, Saint Louis, MO 63124 Property Records

St. Louis County property record for 515 S Warson Rd, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 5,039 sqft · built 1953
Lot Size	1.16 acres (50,965 sqft)
Owner	2 Individual Names on File
Tax Bill	$20,588 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2023 Line of Credit + 9 more
Flood Zone	Zone X (minimal risk)
APN	`19M-54-0269`

Property Details

APN / Parcel Number

Primary APN	`19M-54-0269`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	26 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,039 sqft Living Area
Gross Area	6,144 sqft
1st Floor Area	1,150 sqft
Basement Area	1,105 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	50,965 sqft
Lot Dimensions	114 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	3 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	495 sqft
Porch	Open Frame Porch
Porch Area	431 sqft
Deck Area	273 sqft
Patio Area	346 sqft
Utility Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	515 S WARSON RD
City	SAINT LOUIS
State	MO
Zip	63124-1252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33C
Legal Description	BLAKELEY SUBD LOT PT 8
Legal Subdivision	BLAKELEY SUBD
Legal Lot Number	8
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1006
Census Tract	215400

Owner

515 S Warson Rd is owned and occupied by two individuals who acquired it in August 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 S WARSON RD, SAINT LOUIS, MO 63124-1252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage TOGETHER CU
Apr 21, 2023	Deed of Trust, Mortgage · Line of Credit TOGETHER CU
Jan 10, 2023	Deed of Trust, Mortgage · Line of Credit TOGETHER CU
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY METRO FCU
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY METRO FCU
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOGETHER CU
Mar 1, 2021	Deed of Trust, Mortgage · Line of Credit GATEWAY METRO FCU
Aug 13, 2021	Warranty Deed, Transfer
Oct 30, 2018	Deed of Trust, Mortgage GATEWAY MTG
Mar 26, 2018	Deed of Trust, Mortgage DAS ACQUISITION
Jul 3, 2017	Deed of Trust, Mortgage · Line of Credit COMMERCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2021
Deed Sale	Aug 13, 2021
Prior Sale	Feb 2, 2016 · Amount on File
Deed Document Number	2021805
Deed Book / Page	25052 / 5148
Prior Transfer Date	Jan 22, 2007
Prior Transfer Doc	0174344996
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	515 S WARSON RD, SAINT LOUIS, MO 63124-1252
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 S WARSON RD, SAINT LOUIS, MO 63124-1252

Mortgage

Document Number	2023082300526
Date	Aug 23, 2023
Instrument	2023082300526

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2048

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	515 S WARSON RD, SAINT LOUIS, MO 63124-1252
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 S WARSON RD, SAINT LOUIS, MO 63124-1252

Mortgage

Document Number	2023042100261
Date	Apr 21, 2023
Instrument	2023042100261

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 31, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	515 S WARSON RD, SAINT LOUIS, MO 63124-1252
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 S WARSON RD, SAINT LOUIS, MO 63124-1252

Mortgage

Document Number	2023011000433
Date	Jan 10, 2023
Instrument	2023011000433

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	515 S WARSON RD, SAINT LOUIS, MO 63124-1252
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	VISION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0238505236
Date	Dec 26, 2019
Book Page	23850/5236
Instrument	2019122600845

Lender

Name	GATEWAY METRO FCU
Type	Credit Union
Address	SAINT LOUIS, MO 63101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 1, 2034
Min Rate At Change	3.5%
Max Rate At Change	10%
Index	Other
Max Rate	10%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	515 S WARSON RD, SAINT LOUIS, MO 63124-1252
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 S WARSON RD, SAINT LOUIS, MO 63124-1252

Mortgage

Document Number	0240862844
Date	Jun 10, 2020
Book Page	24086/2844
Instrument	2020061000366

Lender

Name	GATEWAY METRO FCU
Type	Credit Union
Address	SAINT LOUIS, MO 63101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	May 1, 2035
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	9.37%
Index	Other
Max Rate	9.37%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	515 S WARSON RD, SAINT LOUIS, MO 63124-1252
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 S WARSON RD, SAINT LOUIS, MO 63124-1252

Mortgage

Document Number	0247401633
Date	Mar 22, 2021
Book Page	24740/1633
Instrument	2021032200224

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	515 S WARSON RD, SAINT LOUIS, MO 63124-1252
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0246822007
Date	Mar 1, 2021
Book Page	24682/2007
Instrument	2021030100330

Lender

Name	GATEWAY METRO FCU
Type	Credit Union
Address	SAINT LOUIS, MO 63101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 13, 2021
Property Address	515 S WARSON RD, SAINT LOUIS, MO 63124-1252
Document Number	0250525148
Book / Page	25052 / 5148
Map Reference	MB 06 PG 534
Instrument Date	Apr 2, 2021
Instrument	2021081300805
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	515 S WARSON RD, SAINT LOUIS, MO 63124-1252

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	515 S WARSON RD, SAINT LOUIS, MO 63124-1252
Document Number	0233421794
Instrument Date	Oct 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2019
Title Company	VISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	515 S WARSON RD ST LOUIS MO 631241252, ST LOUIS, MO 63124-1252

Mortgage

Document Number	0233421794
Date	Jan 3, 2019
Book Page	023342/001794
Instrument	126

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	SAINT LOUIS, MO 63101

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jan 2, 2024

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	515 S WARSON RD, SAINT LOUIS, MO 63124-1252
Document Number	0229623846
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018
Title Company	CONTINENTAL TITLE HOLDING COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	515 S WARSON RD ST LOUIS MO 631241252, ST LOUIS, MO 63124-1252

Mortgage

Document Number	0229623846
Date	Mar 30, 2018
Book Page	022962/003846
Instrument	710

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	515 S WARSON RD, SAINT LOUIS, MO 63124-1252
Document Number	0226101408
Instrument Date	Jul 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	515 S WARSON RD ST LOUIS MO 631241252, ST LOUIS, MO 63124-1252

Mortgage

Document Number	0226101408
Date	Jul 17, 2017
Book Page	022610/001408
Instrument	377

Lender

Name	COMMERCE BK
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 515 S Warson Rd was $20,588, up 18.3% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,040 (-) Land $140,640 Building $176,400	$1,668,600 (-) Land $740,200 Building $928,400
2025	$20,588.00 (+18.3%)	$317,040 Land $140,640 Building $176,400	$1,668,600 Land $740,200 Building $928,400
2024	$17,403.00 (+0.19%)
2023	$17,370.00	$257,870 Land $99,790 Building $158,080	$1,357,200 Land $525,200 Building $832,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 S Warson Rd in Zone X, an area of minimal flood risk, though there have been 107 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	107 (1978–2022)
Claims Outside the SFHA	30 of 107
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2022 · 15 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 17 claims Severe Storms & Flooding, Aug 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 S Warson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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