515 S Pine St, Nowata, OK 74048 Property Records

Nowata County property record for 515 S Pine St, Nowata, OK 74048

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,840 sqft · built 1920
Lot Size	0.155 acres (6,760 sqft)
Owner	2 Individual Names on Record
Tax Bill	$874 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1104-01-008-041-0-014-00`

Property Details

APN / Parcel Number

Primary APN	`1104-01-008-041-0-014-00`
Alternative APN	`6775`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
Gross Area	1,900 sqft
1st Floor Area	1,660 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	EIFS / Synthetic Stucco
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	6,760 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	92 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6775
Street Address	515 S PINE ST
City	NOWATA
State	OK
Zip	74048-4019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOWATA/LAWSON SCOVILLE BLK 8 LOTS 41-42
Legal Range	16E
Legal Township	26N
Legal Section	31
Legal Subdivision	LAWSON-SCOVILLE
Legal Block	8
Legal Lot Number	41,42
Jurisdiction	NOWATA OK
Township / Civil Division	NOWATA
Census Block Group	6
Census Block	6045
Census Tract	172400

Owner

Source: Nowata County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 S PINE ST, NOWATA, OK 74048-4019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 8, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 21, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGENT BANK
Mar 23, 2017	Deed of Trust, Mortgage · Construction Mortgage REGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2012
Deed Sale	Jan 3, 2012
Prior Sale	Oct 26, 2011
Deed Document Number	2012321645
Deed Book / Page	791 / 581
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	515 S PINE ST, NOWATA, OK 74048-4019
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 S PINE ST, NOWATA, OK 74048-4019

Mortgage

Document Number	000908/514
Date	Mar 12, 2026
Book Page	908/514
Instrument	I-2026-000399

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	302 Months
Due	May 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	515 S PINE ST, NOWATA, OK 74048-4019
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 S PINE ST, NOWATA, OK 74048-4019

Mortgage

Document Number	000886/696
Date	Nov 8, 2023
Book Page	886/696
Instrument	I-2023-002127

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	May 1, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	515 S PINE ST, NOWATA, OK 74048-4019
Transaction Type	Mortgage
Record Updated	May 8, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 S PINE ST, NOWATA, OK 74048-4019

Mortgage

Document Number	000881/553
Date	Apr 21, 2023
Book Page	881/553
Instrument	I-2023-000757

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	May 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	515 S PINE ST, NOWATA, OK 74048-4019
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000842/047
Date	Apr 13, 2018
Book Page	0842/047
Instrument	I-2018-000610

Lender

Name	REGENT BANK
Type	Bank
Address	NOWATA, OK 74048

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	May 9, 2023

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	515 S PINE ST, NOWATA, OK 74048-4019
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000833/700
Date	Mar 23, 2017
Book Page	0833/700
Instrument	I-2017-000511

Lender

Name	REGENT BANK
Type	Bank
Address	NOWATA, OK 74048

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 7, 2018

Tax Assessment & Valuation

Source: Nowata County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Nowata County
Municipality	Nowata City
Unified School District	Nowata Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,670 (-2.1%) Land $300 Building $8,370	$72,257 (-9.28%) Land $2,500 Building $69,757
2025	$874.00 (-1.47%)	$8,856 (+5%) Land $1,991 Building $6,865	$79,646 (-27.29%) Land $22,440 Building $57,206
2024	$887.00 (+16.25%)	$8,434 (+4.99%) Land $1,007 Building $7,427	$109,535 (+63.63%) Land $13,000 Building $96,535
2023	$763.00 (+0.39%)	$8,033 (-) Land $960 Building $7,073	$66,940 (-) Land $8,000 Building $58,940
2022	$760.00	$8,033 Land $960 Building $7,073	$66,940 Land $8,000 Building $58,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1999–2012)
Most Recent Claim	Apr 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED RWD #1 NOWATA AND ROGERS CO serves 1,580 people · EPA ID OK3005301
Water Source	Purchased surface water from CHELSEA ECONOMIC DEV. AUTH.
Last State Inspection	May 2025
Also Mapped Here	NOWATA CO RWD #6
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	500 / 100
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Wake Wireless.

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