515 S Osage St, Independence, MO 64050 Property Records

Jackson County property record for 515 S Osage St, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,250 sqft · built 1920
Lot Size	0.191 acres (8,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$37,000 (Oct 2020)
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-230-41-05`

Property Details

APN / Parcel Number

Primary APN	`26-230-41-05`
Alternative APNs	`26-230-41-05-00-0-00-000` `26230410500000001` `776690`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	781 sqft
Basement Area	781 sqft
Flooring	Carpet

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Asbestos
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,307 sqft (0.191 acres)
Lot Dimensions	165 ft deep x 46 ft wide
Garage Type	Detached
Garage Area	180 sqft
Porch	Open Porch
Porch Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	776690
Street Address	515 S OSAGE ST
City	INDEPENDENCE
State	MO
Zip	64050-3823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THOMPSONS SUB TH N 1/2 OF LOT 6
Legal Subdivision	THOMPSONS SUB
Legal Block	3
Legal Lot Number	6
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3019
Census Tract	11601

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8614 ASH LN, OVERLAND PARK, KS 66207-1730
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage NBH BANK NA
Oct 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on Record
Deed Sale	Oct 22, 2020 · Amount on Record
Deed Document Number	2020E98757
Prior Transfer Date	Sep 23, 2020
Prior Transfer Doc	00E0098757
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	515 S OSAGE ST, INDEPENDENCE, MO 64050-3823
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	PLATINUM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8614 ASH LN, PRAIRIE VILLAGE, KS 66207-1730

Mortgage

Document Number	00E0016959
Date	Feb 22, 2022
Instrument	2022E0016959

Lender

Name	NBH BANK NA
Type	Bank
Address	MONUMENT, CO 80132

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.59%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2027
Change Frequency	6 Months
Min Rate At Change	4.59%
Max Rate At Change	6.59%
Index	Other
Margin	3
Max Rate	9.59%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 22, 2020
Property Address	515 S OSAGE ST, INDEPENDENCE, MO 64050-3823
Document Number	0000E98757
Instrument Date	Sep 23, 2020
Instrument	98757E
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8614 ASH LN PRAIRIE VILLAGE KS 662071730, PRAIRIE VILLAGE, KS 66207-1730

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,368 (-) Land $3,819 Building $19,549	$122,990 (-)
2025	$1,670.00 (-38.08%)	$23,368 (-25.33%) Land $3,819 Building $19,549	$122,990 (-25.33%)
2024	$2,697.00 (+27.34%)
2023	$2,118.00	$31,297 Land $4,729 Building $26,568	$164,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: KC Web, Wisper ISP.

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