San Joaquin County property record for 515 S Central Ave, Lodi, CA 95240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,132 sqft · built 1924 |
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Dec 2019) |
| Tax Bill | $2,928 (2026) |
| Deeds & Mortgages | Mar 2021 Transfer Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 047-341-360-000 |
| Primary APN | 047-341-360-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,132 sqft Living Area |
| 1st Floor Area | 1,132 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 7,250 sqft (0.166 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|
| Old Parcel Number | 047-341-36 |
|---|---|
| Street Address | 515 S CENTRAL AVE |
| City | LODI |
| State | CA |
| Zip | 95240-4105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 78-FORM 047-341-19 PER ABND OR 1382-442 |
| Legal Subdivision | LODI BARNHART TR |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 4403 |
515 S Central Ave is owned and occupied by an individual who acquired it in February 2021.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 S CENTRAL AVE, LODI, CA 95240-4105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2021 | Intrafamily Transfer, Transfer |
| Dec 27, 2019 | Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2019 · Amount on File |
| Deed Sale | Dec 27, 2019 · Amount on File |
| Deed Document Number | 2019153471 |
| Last Transfer Date | Feb 26, 2021 |
| Transfer Doc | 0000037639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 1, 2021 |
| Property Address | 515 S CENTRAL AVE, LODI, CA 95240-4105 |
| Document Number | 0000037639 |
| Map Reference | VOL 4 PG 28 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021-037639 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 S CENTRAL AVE, LODI, CA 95240-4105 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 27, 2019 |
| Property Address | 515 S CENTRAL AVE, LODI, CA 95240-4105 |
| Document Number | 0000153471 |
| Map Reference | VOL 4 PG 28 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 2019-153471 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | OLD REPUBLIC TITLE CO SAN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 S CENTRAL AVE, LODI, CA 95240-4105 |
| Document Number | 0000153472 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 2019-153472 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Number | 0000153473 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 2019-153473 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 515 S Central Ave was $2,928 with a homeowner's exemption, up 0.4% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,928.00 (+0.38%) | ||
| 2025 | $2,917.00 Homeowner's exemption | $274,629 Land $70,693 Building $203,936 | |
| 2023 | $2,793.00 (-0.43%) Homeowner's exemption | $263,967 Land $67,949 Building $196,018 | $302,130 |
| 2022 | $2,805.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 S Central Ave in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 515 S Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Softcom Internet Communications, T-Mobile, Verizon.
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