Polk County property record for 515 S Broadway Ave, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,034 sqft · built 1900 |
| Lot Size | 0.466 acres (20,299 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Jul 2021) |
| Tax Bill | $7,778 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-07-401000-001041 |
| Primary APN | 25-30-07-401000-001041 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,034 sqft Living Area |
| Gross Area | 3,442 sqft |
| 1st Floor Area | 1,726 sqft |
| Upper Floors Area | 1,308 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Shingles |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 20,299 sqft (0.466 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 408 sqft |
| Pool Type | Enclosed Pool |
| Porch | Unfinished Open Porch |
| Porch Area | 150 sqft |
| Street Address | 515 S BROADWAY AVE |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-4611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CARPENTERS W T SUB PB 1 PG 1 BLK 1 LOT 4 N1/2 LESS E 145 FT OF S 13 FT |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 07 |
| Legal Subdivision | CARPENTERS W T 2ND ADDITION |
| Legal Tract | 401000 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 15102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Bartow Residential District listed 1993 · 204 contributing resources · NRIS 93000394 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
515 S Broadway Ave is owned and occupied by two individuals who bought it in July 2021.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 S BROADWAY AVE, BARTOW, FL 33830-4611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Apr 19, 2022 | Deed of Trust, Mortgage · Line of Credit GREAT OAKS BANK |
| Jul 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK & TRUST |
| Dec 7, 2020 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BK |
| Jul 7, 2020 | Warranty Deed, Transfer MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Jun 22, 2020 | Loan Modification, Mortgage · Line of Credit BANK OF CTRL FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on File |
| Deed Sale | Jul 13, 2021 · Amount on File |
| Prior Sale | Dec 7, 2020 · Amount on File |
| Deed Document Number | 2021180089 |
| Deed Book / Page | 11798 / 1761 |
| Transfer Doc | 5021000357 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 515 S BROADWAY AVE, BARTOW, FL 33830-4611 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | INSURED TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 515 S BROADWAY AVE, BARTOW, FL 33830-4611 |
| Document Number | 0000074402 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 11635/2017 |
| Instrument | 2021074402 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 515 S BROADWAY AVE, BARTOW, FL 33830-4611 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 515 S BROADWAY AVE, BARTOW, FL 33830-4611 |
| Document Number | 0000105602 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | 12214/1335 |
| Instrument | 2022105602 |
| Name | GREAT OAKS BANK |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 13, 2021 |
| Property Address | 515 S BROADWAY AVE, BARTOW, FL 33830-4611 |
| Document Number | 0000180089 |
| Book / Page | 11798 / 1761 |
| Map Reference | MB 1 PG 1 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 2021180089 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,765.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3050 STATE ROAD 64 E, 3050, ZOLFO SPRINGS, FL 33890-5335 |
| Name | Verified Name |
|---|---|
| Address | 515 S BROADWAY AVE, BARTOW, FL 33830-4611 |
| Document Number | 0117981763 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 11798/1763 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 7, 2020 |
| Property Address | 515 S BROADWAY AVE, BARTOW, FL 33830-4611 |
| Document Number | 0114811686 |
| Book / Page | 011481 / 001686 |
| Instrument Date | Dec 3, 2020 |
| Instrument | 261234 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2020 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 515 S BROADWAY AVE BARTOW FL 338304611, BARTOW, FL 33830-4611 |
| Document Number | 114811687 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 011481/001687 |
| Instrument | 261235 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 6, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 7, 2020 |
| Property Address | 515 S BROADWAY AVE, BARTOW, FL 33830-4611 |
| Document Number | 0112881527 |
| Book / Page | 011288 / 001527 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 134416 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2020 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 515 S BROADWAY AVE, BARTOW, FL 33830-4611 |
| Document Number | 0112910069 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480 |
| Investor | Possibly a Property Investor |
| Document Number | 0112910069 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 011291/000069 |
| Instrument | 125815 |
| Name | BANK OF CTRL FL |
|---|---|
| Type | Bank |
| Address | 5015 S FLORIDA AVE # 200, LAKELAND, FL 33813-5502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 515 S Broadway Ave was $7,778 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $482,942 (+2.7%) | $490,769 (-2.39%) Land $65,969 Building $424,800 | |
| 2025 | $7,778.00 Homeowner's exemption | $470,245 | $502,793 Land $65,969 Building $436,824 |
| 2023 | $8,104.00 (+29.11%) | $446,575 (+26.58%) Land $30,447 Building $416,128 | $446,575 (+26.58%) Land $30,447 Building $416,128 |
| 2022 | $6,277.00 | $352,797 Land $25,373 Building $327,424 | $352,797 Land $25,373 Building $327,424 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 S Broadway Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 515 S Broadway Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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