St. Charles County property record for 515 S Benton Ave, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,404 sqft · built 1906 |
| Lot Size | 0.096 acres (4,176 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Nov 2023) |
| Tax Bill | $1,740 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Oct 2020 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017690A000 |
| Primary APN | 017690A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,404 sqft Living Area |
| Gross Area | 1,980 sqft |
| 1st Floor Area | 828 sqft |
| Basement Area | 576 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 4,176 sqft (0.096 acres) |
| Lot Dimensions | 144 ft deep x 29 ft wide |
| Porch | Open Porch |
| Porch Area | 108 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 017690A000 |
|---|---|
| Street Address | 515 S BENTON AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF2 |
| Legal Description | WELKERS ADDN BLK 3 LOT 6 |
| Legal Subdivision | WELKERS ADDN-ST CHAS |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 310501 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 515 S BENTON AVE, SAINT CHARLES, MO 63301-2643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Oct 22, 2020 | Warranty Deed, Construction Loan · Line of Credit FIRST ST BK/ST CHARLES |
| Oct 19, 2020 | Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2023 · Amount on Record |
| Deed Sale | Nov 1, 2023 · Amount on Record |
| Prior Sale | Oct 22, 2020 · Amount on Record |
| Deed Document Number | 202345076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 515 S BENTON AVE, SAINT CHARLES, MO 63301-2643 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Title Company | NOT AVAILABLE, UST |
| Name | Verified Name |
|---|---|
| Address | 5919 SADDLEHORN CT, SAINT CHARLES, MO 63304-2437 |
| Document Number | 0000045077 |
|---|---|
| Date | Nov 1, 2023 |
| Instrument | 2023R-045077 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 22, 2020 |
| Property Address | 515 S BENTON AVE, SAINT CHARLES, MO 63301-2643 |
| Document Number | 0000080366 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 80366 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 12, 2021 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2364 DE LA CROIX AVE ST CHARLES MO 633015014, ST CHARLES, MO 63301-5014 |
| Document Number | 80367 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 80367 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301-1852 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 21, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 19, 2020 |
| Property Address | 515 S BENTON AVE, SAINT CHARLES, MO 63301-2643 |
| Document Number | 0000078580 |
| Instrument Date | Oct 7, 2020 |
| Instrument | 78580 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2541 S BIG BEND BLVD ST LOUIS MO 631432105, ST LOUIS, MO 63143-2105 |
| Investor | Possibly a Property Investor |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,520 (-) | $144,843 (-) Land $28,572 Building $116,271 | |
| 2025 | $1,740.00 (+3.2%) | $27,520 (+5.72%) | $144,843 (+5.72%) Land $28,572 Building $116,271 |
| 2024 | $1,686.00 | ||
| 2023 | $26,030 | ||
| 2022 | $137,003 Land $21,429 Building $115,574 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 92 (1979–2020) |
| Claims Outside the SFHA | 3 of 92 |
| Most Recent Claim | Aug 2020 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures