Polk County property record for 515 S 5th St, Luck, WI 54853
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Jan 2026) |
| Tax Bill | $1,566 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-00327-0000 |
| Primary APN | 146-00327-0000 |
|---|
| Lot Area | 6,970 sqft (0.16 acres) |
|---|
| Street Address | 515 S 5TH ST |
|---|---|
| City | LUCK |
| State | WI |
| Zip | 54853-9006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 RINGWOOD PARK ADD |
| Legal Lot Number | 23 |
| Jurisdiction | POLK WI |
| Township / Civil Division | LUCK |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 960200 |
Source: Polk County records, as of February 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST |
| Jan 29, 2026 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Jun 6, 2019 | Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2026 · Amount on Record |
| Deed Sale | Jan 29, 2026 · Amount on Record |
| Prior Sale | Jun 6, 2019 · Amount on Record |
| Deed Document Number | 942146 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 515 S 5TH ST, LUCK, WI 54853-9006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000898018 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 898018 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 17, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Jan 29, 2026 |
| Property Address | 515 S 5TH ST, LUCK, WI 54853-9006 |
| Document Number | 0000942146 |
| Instrument Date | Jan 19, 2026 |
| Instrument | 942146 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 11, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000942147 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 942147 |
| Name | PROSPERITY HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Jun 6, 2019 |
| Property Address | 515 S 5TH ST, LUCK, WI 54853-9006 |
| Document Number | 0000872343 |
| Instrument Date | May 31, 2019 |
| Instrument | 872343 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $159.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000872344 |
|---|---|
| Date | Jun 6, 2019 |
| Instrument | 872344 |
| Name | FRANDSEN BANK & TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Polk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Luck Village |
| Unified School District | Luck School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,566.00 (+103.38%) | $98,700 (+203.69%) Land $12,500 Building $86,200 | $101,200 (+82.01%) Land $12,817 Building $88,383 |
| 2023 | $770.00 | $32,500 Land $8,500 Building $24,000 | $55,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Jul 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUCK WATERWORKS serves 1,150 people · EPA ID WI6490338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lakeland Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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