Kane County property record for 515 S 5th Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,125 sqft · built 1950 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $285,000 (Sep 2025) |
| Tax Bill | $5,868 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-217-008 |
| Primary APN | 09-34-217-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,125 sqft Living Area |
| 1st Floor Area | 1,125 sqft |
| Basement Area | 1,125 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,500 sqft (0.149 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 515 S 5TH AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 008-SEOLDTWN STC,AVE |
| Legal Subdivision | MINARD FERSON&HUNTS |
| Legal Block | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 852300 |
Source: Kane County assessment roll, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 53 SOUTHGATE CRSE, SAINT CHARLES, IL 60174-5725 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Sep 26, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2025 · Amount on Record |
| Deed Sale | Sep 26, 2025 · Amount on Record |
| Deed Document Number | 202537387 |
| Prior Transfer Date | Feb 19, 1999 |
| Prior Transfer Doc | 0000028236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 26, 2025 |
| Property Address | 515 S 5TH AVE, ST CHARLES, IL 60174-2927 |
| Document Number | 0000037387 |
| Instrument Date | Sep 5, 2025 |
| Instrument | 2025K037387 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $285.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 53 SOUTHGATE CRSE, SAINT CHARLES, IL 60174-5725 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 515 S 5TH AVE, SAINT CHARLES, IL 60174-2927 |
| Document Number | 0000057812 |
| Instrument Date | Oct 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 515 S 5TH AVE ST CHARLES IL 601742927, ST CHARLES, IL 60174-2927 |
| Document Number | 0000057812 |
|---|---|
| Date | Nov 3, 2017 |
| Instrument | 57812 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 2, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,868.00 (+3.38%) Homeowner's exemption | $91,672 (+8.53%) Land $30,343 Building $61,329 | $275,126 (+8.53%) Land $91,065 Building $184,061 |
| 2024 | $5,676.00 (+7.42%) Homeowner's exemption | $84,467 (+18.22%) Land $27,958 Building $56,509 | $253,502 (+18.26%) Land $83,908 Building $169,595 |
| 2022 | $5,284.00 (+4.32%) Homeowner's exemption | $71,451 (+4.91%) Land $25,179 Building $46,272 | $214,353 (+4.91%) Land $75,537 Building $138,816 |
| 2021 | $5,065.00 Homeowner's exemption | $68,107 Land $24,001 Building $44,106 | $204,321 Land $72,003 Building $132,318 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 29 (1979–2020) |
| Claims Outside the SFHA | 5 of 29 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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