515 S 4th St, Smithfield, NC 27577 Property Records

Johnston County property record for 515 S 4th St, Smithfield, NC 27577

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,882 sqft · built 1942
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Dec 2025)
Tax Bill$2,178 (2026)
Deeds & MortgagesDec 2025 Sale & Mortgage
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2000260259

Property Details

APN / Parcel Number

Primary APN2000260259
Alternative APNs
  • 2000194147
  • 2000286429
  • 15035028

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,882 sqft Living Area
Gross Area2,117 sqft
1st Floor Area1,186 sqft
FlooringHardwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1980
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions105 ft deep x 70 ft wide
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area235 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2000286429
Street Address515 S 4TH ST
CitySMITHFIELD
StateNC
Zip27577-4453
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal Description4TH ST M35 L28
Legal SubdivisionNEWITT P WILLIAMS ESTATE
JurisdictionJOHNSTON NC
Township / Civil DivisionSMITHFIELD
Census Block Group1
Census Block1025
Census Tract40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Brooklyn Historic District
listed 2000 · 106 contributing resources · NRIS 00000443

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

515 S 4th St is owned and occupied by two individuals who bought it in December 2025.

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address515 S 4TH ST, SMITHFIELD, NC 27577-4453
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2025Warranty Deed, Transfer · FHA Mortgage
FIRST HERITAGE MORTGAGE LLC
Jun 2, 2023Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2025 · Amount on File
Deed SaleDec 8, 2025 · Amount on File
Prior SaleJun 2, 2023 · Amount on File
Deed Document Number202538810
Deed Book / Page7013 / 534
Prior Transfer DateFeb 7, 2012
Prior Transfer Doc0000341251
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateDec 8, 2025
Property Address515 S 4TH ST, SMITHFIELD, NC 27577-4453
Document Number0000038810
Book / PageDEED7013 / 534
Instrument DateDec 3, 2025
Instrument2025038810
Transaction TypeTransfer
Record UpdatedDec 17, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$670.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2320 WINDY WOODS DR, RALEIGH, NC 27607-6356

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address515 S 4TH ST, SMITHFIELD, NC 27577-4453

Mortgage

Document Number0000038811
DateDec 8, 2025
Instrument2025038811
Lender
NameFIRST HERITAGE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateJun 2, 2023
Property Address515 S 4TH ST, SMITHFIELD, NC 27577-4453
Document Number0000017864
Book / Page6485 / 727
Instrument DateJun 1, 2023
Instrument2023017864
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address500 N FRANKLIN DR, SANFORD, NC 27330-7647

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 S 4TH ST, SMITHFIELD, NC 27577-4453

Mortgage

Document Number0000017865
DateJun 2, 2023
Instrument2023017865
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term1 Months
DueJul 2, 2023
Interest
Rate TypeAdjustable Rate
Rate5.4%
Type Change DateJul 1, 2028
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change7.4%
Index5-Year TN
Max Rate11.4%

Tax Assessment & Valuation

The 2026 property tax bill for 515 S 4th St was $2,178, down 1% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
MunicipalitySmithfield Town
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,178.00 (-1.04%)$226,960 (-) Land $70,000 Building $156,960$226,960 (-) Land $70,000 Building $156,960
2025$2,201.00$226,960 Land $70,000 Building $156,960$226,960 Land $70,000 Building $156,960
2023$1,654.00$131,340 Land $45,000 Building $86,340$131,340 Land $45,000 Building $86,340

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 515 S 4th St in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims35 (1995–2026)
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 7 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims
  • Hurricane Fran, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 S 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHFIELD
serves 12,900 people · EPA ID NC0351010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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