Delaware County property record for 515 Rutherford Ave, Delaware, OH 43015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,748 sqft · built 1972 |
| Lot Size | 0.244 acres (10,629 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Jul 2023) |
| Tax Bill | $3,654 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 519-311-11-016-000 |
| Primary APN | 519-311-11-016-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,748 sqft Living Area |
| Gross Area | 2,776 sqft |
| 1st Floor Area | 1,076 sqft |
| Upper Floors Area | 672 sqft |
| Basement Area | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 10,629 sqft (0.244 acres) |
| Lot Dimensions | 125 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 515 RUTHERFORD AVE |
|---|---|
| City | DELAWARE |
| State | OH |
| Zip | 43015-1194 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 4341 |
| Legal Subdivision | HAYES COLONY |
| Legal Lot Number | 4341 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | DELAWARE CITY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10420 |
Source: Delaware County records · APN 519-311-11-016-000
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 5072, TROY, MI 48007-5072 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 08, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jul 13, 2023 | Survivorship Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Dec 08, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2023 · Amount on Record |
| Deed Sale | Jul 13, 2023 · Amount on Record |
| Prior Sale | Dec 08, 2021 |
| Deed Document Number | 202314721 |
| Deed Book / Page | 2042 / 1848 |
| Prior Transfer Date | Aug 18, 2021 |
| Prior Transfer Doc | 0000053355 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 515 RUTHERFORD AVE, DELAWARE, OH 43015-1194 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 515 RUTHERFORD AVE, DELAWARE, OH 43015-1194 |
| Document Number | 0000000593 |
|---|---|
| Date | Jan 08, 2026 |
| Instrument | 202600000593 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Jul 13, 2023 |
| Property Address | 515 RUTHERFORD AVE, DELAWARE, OH 43015-1194 |
| Document Number | 0000014721 |
| Book / Page | 2042 / 1848 |
| Map Reference | MB 8 PG 187-190 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 202300014721 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | FIRST UNITED TITLE INSURANCE AGENCY, FIRST OHIO TITLE INS AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 515 RUTHERFORD AVE, DELAWARE, OH 43015-1194 |
| Document Number | 0000014722 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 202300014722 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Dec 08, 2021 |
| Property Address | 515 RUTHERFORD AVE, DELAWARE, OH 43015-1194 |
| Document Number | 0000053355 |
| Book / Page | 1927 / 898 |
| Map Reference | MB 8 PG 187-190 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 202100053355 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2022 |
| Title Company | NOT AVAILABLE, CROWN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 RUTHERFORD AVE, DELAWARE, OH 43015-1194 |
| Document Number | 0000053359 |
|---|---|
| Date | Dec 08, 2021 |
| Instrument | 202100053359 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Sep 01, 2051 |
Source: Delaware County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| Municipality | Delaware City |
| Unified School District | Delaware City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,654.00 (+5.36%) | $73,470 (-) Land $18,590 Building $54,880 | $209,900 (-) Land $53,100 Building $156,800 |
| 2024 | $3,468.00 (-0.2%) Homeowner's exemption | $73,470 (-) Land $18,590 Building $54,880 | |
| 2023 | $3,475.00 (+4.51%) Homeowner's exemption | $73,470 (+20.42%) Land $18,590 Building $54,880 | $209,900 (+20.42%) Land $53,100 Building $156,800 |
| 2022 | $3,325.00 Homeowner's exemption | $61,010 Land $13,410 Building $47,600 | |
| 2020 | $174,300 Land $38,300 Building $136,000 |
Source: FEMA National Flood Hazard Layer as of June 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 392 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DELAWARE CITY PWS serves 43,895 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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