515 Ritter St, Reading, PA 19601 Property Records

Berks County property record for 515 Ritter St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,410 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Aug 2025)
Tax Bill	$872 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-64-43-7189`

Property Details

APN / Parcel Number

Primary APN	`5307-64-43-7189`
Alternative APNs	`15-5307-64-43-7189` `15610675` `610675`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,410 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15610675
Street Address	515 RITTER ST
City	READING
State	PA
Zip	19601-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	43
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2018
Census Tract	1100

Owner

515 Ritter St is owned and occupied by an individual who bought it in August 2025.

Source: Berks County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	515 RITTER ST, READING, PA 19601-2724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2025	Deed, Transfer · Conventional Mortgage UMORTGAGE LLC
Apr 19, 2021	Deed of Trust, Mortgage AMERICAN SURETY COMPANY
Aug 24, 2018	Grant Deed, Transfer CONESTOGA TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2025 · Amount on File
Deed Sale	Aug 4, 2025 · Amount on File
Prior Sale	Aug 24, 2018 · Amount on File
Deed Document Number	202523221
Record Updated	Oct 29, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 4, 2025
Property Address	515 RITTER ST, READING, PA 19601-2724
Document Number	0000023221
Instrument Date	Jul 29, 2025
Instrument	2025023221
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	PENN CHARTER ABSTRACT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 RITTER ST, READING, PA 19601-2724

Mortgage

Document Number	0000023222
Date	Aug 4, 2025
Instrument	2025023222

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	515 RITTER ST, READING, PA 19601-2724
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 RIHES ST, READING, PA 19601

Mortgage

Document Number	0000019631
Date	Apr 19, 2021
Instrument	2021019631

Lender

Name	AMERICAN SURETY COMPANY
Type	Non-Lending Institution
Address	INDIANAPOLIS, IN 46240

Agreement

Amount	Amount on Record

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Aug 24, 2018
Property Address	515 RITTER ST, READING, PA 19601-2724
Document Number	0000029072
Instrument Date	Aug 23, 2018
Instrument	29072
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	CONESTOGA TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	515 RITTER ST READING PA 196012724, READING, PA 19601-2724

Tax Assessment & Valuation

The 2026 property tax bill for 515 Ritter St was $872.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$872.00	$30,900 Land $6,100 Building $24,800	$6,100 Land $6,100
2024	$818.00	$30,900 Land $6,100 Building $24,800
1994			$30,900 Land $6,100 Building $24,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 515 Ritter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 515 Ritter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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