515 Ridgewood Ave, Davidson, NC 28036 Property Records

Mecklenburg County property record for 515 Ridgewood Ave, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,343 sqft · built 2011
Lot Size0.234 acres (10,214 sqft)
OwnerIndividual Name on Record
Last Sale$950,000 (Mar 2017)
Tax Bill$12,611 (2023)
Deeds & MortgagesSep 2021 Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN007-024-06

Property Details

APN / Parcel Number

Primary APN007-024-06

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,343 sqft Heated Area
Gross Area5,366 sqft
1st Floor Area1,907 sqft
Upper Floors Area2,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area10,214 sqft (0.234 acres)
Garage Area573 sqft
PorchPorch
Porch Area450 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number007-024-06
Street Address515 RIDGEWOOD AVE
CityDAVIDSON
StateNC
Zip28036-9009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVI
Legal DescriptionP19 &STRIP U/M
Legal SubdivisionCAROL HALL CONDOS
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group3
Census Block3003
Census Tract6403

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address515 RIDGEWOOD AVE, DAVIDSON, NC 28036-9009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Mar 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Mar 1, 2017Warranty Deed, Transfer · Conventional Mortgage
SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2017 · Amount on Record
Deed SaleMar 1, 2017 · Amount on Record
Prior SaleSep 18, 2007
Deed Document Number0031604658
Deed Book / Page31604 / 658
Record UpdatedJun 7, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address515 RIDGEWOOD AVE, DAVIDSON, NC 28036-9009
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000174201
DateSep 10, 2021
Book Page36515/44
Instrument2021174201
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address515 RIDGEWOOD AVE, DAVIDSON, NC 28036-9009
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042845
DateMar 26, 2020
Book Page34408/199
Instrument2020042845
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 1, 2017
Property Address515 RIDGEWOOD AVE, DAVIDSON, NC 28036-9009
Document Number0000026579
Book / Page31604 / 658
Instrument DateMar 1, 2017
Instrument2017026579
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8545 TOWNLEY RD # RD1D, 8545, HUNTERSVILLE, NC 28078-4454

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 RIDGEWOOD AVE, DAVIDSON, NC 28036-9009

Mortgage

Document Number0000026580
DateMar 1, 2017
Instrument2017026580
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityDavidson Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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