Black Hawk County property record for 515 Ricker St, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1939 |
| Square Footage | 851 sqft Living Area |
| Lot Size | 7,000 sqft (0.161 acres) |
| Garage | Detached, 308 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $998.00 (2025) |
| Primary APN | 8913-13-453-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 851 sqft Living Area |
| 1st Floor | 630 sqft 1st Floor |
| Attic Area | 221 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 630 sqft Basement |
| Unfinished Basement | 630 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,000 sqft (0.161 acres) |
| Depth X Width | 140 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 308 sqft Garage |
| Cooling System | None Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 515 RICKER ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-2679 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PEEKS SECOND ADDITION LOT 4 BLK 5 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 13 |
| Legal Subdivision | PEEKS SECOND ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 1701 |
Source: Black Hawk County records · APN 8913-13-453-008
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 RICKER ST, WATERLOO, IA 50703-2679 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITY OF WACO |
| Apr 04, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 02, 2026 |
| Property Address | 515 RICKER ST, WATERLOO, IA 50703-2679 |
| Document Number | 0000008072 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20268072 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 515 RICKER ST, WATERLOO, IA 50703-2679 |
| Document Number | 0000008072, |
|---|---|
| Date | Jun 02, 2026 |
| Instrument | 20268072 |
| Name | CITY OF WACO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 10% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 04, 2023 |
| Property Address | 515 RICKER ST, WATERLOO, IA 50703-2679 |
| Document Number | 202300013344 |
| Instrument Date | Apr 03, 2023 |
| Instrument | 202300013344 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 614 SUMNER ST, WATERLOO, IA 50703-2850 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $998.00 | $54,530 (+18.52%) Land $6,250 Building $48,280 | $54,530 (+18.52%) Land $6,250 Building $48,280 |
| 2024 | $998.00 (+34.5%) | ||
| 2023 | $46,010 (+36%) Land $6,250 Building $39,760 | $46,010 (+36%) Land $6,250 Building $39,760 | |
| 2022 | $742.00 | $33,830 Land $6,250 Building $27,580 | |
| 2021 | $33,830 Land $6,250 Building $27,580 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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