515 Red Barn Trl, Matthews, NC 28104 Property Records

Union County property record for 515 Red Barn Trl, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 2,708 sqft · built 2007
Lot Size	5.8 acres (252,909 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Aug 2019)
Tax Bill	$8,286 (2025)
Deeds & Mortgages	Jan 2022 Construction Loan Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`07-141-046`

Property Details

APN / Parcel Number

Primary APN	`07-141-046`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,708 sqft Living Area
1st Floor Area	1,644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Lot Area	252,909 sqft (5.8 acres)
Garage Type	Attached
Garage Area	1,178 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	663 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	515 RED BARN TRL
City	MATTHEWS
State	NC
Zip	28104-5445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1 INDIA
Legal Description	#13 RED BARN TRAIL OPCA163B
Legal Subdivision	RED BARN TRAIL
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	3
Census Block	3008
Census Tract	20315

Owner

515 Red Barn Trl is owned and occupied by two individuals who bought it in August 2019.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	515 RED BARN TRL, MATTHEWS, NC 28104-5445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Aug 26, 2019	Warranty Deed, Transfer BRANCH BK&TR
Jun 13, 2019	Grant Deed, Mortgage · Line of Credit QUANTA FIN LLC
Feb 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on File
Deed Sale	Aug 26, 2019 · Amount on File
Prior Sale	Jun 13, 2019 · Amount on File
Deed Document Number	201925319
Deed Book / Page	7449 / 91
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	515 RED BARN TRL, MATTHEWS, NC 28104-5445
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 RED BARN TRL, MATTHEWS, NC 28104-5445

Mortgage

Document Number	0008378438
Date	Jan 20, 2022
Book Page	8378/438
Instrument	2537

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Construction Mortgage
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 26, 2019
Property Address	515 RED BARN TRL, MATTHEWS, NC 28104-5445
Document Number	744991
Book / Page	007449 / 000091
Instrument Date	Aug 23, 2019
Instrument	25319
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	515 RED BARN TRL MATTHEWS NC 281045445, MATTHEWS, NC 28104-5445

Mortgage

Document Number	744994
Date	Aug 26, 2019
Book Page	007449/000094
Instrument	25320

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2049

June 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Jun 13, 2019
Property Address	515 RED BARN TRL, MATTHEWS, NC 28104-5445
Document Number	739224
Book / Page	007392 / 000024
Instrument Date	Jun 11, 2019
Instrument	16474
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,320.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1435 W MOREHEAD ST #130 CHARLOTTE NC 282085208, 130, CHARLOTTE, NC 28208-5208
Investor	Possibly a Property Investor

Mortgage

Document Number	739226
Date	Jun 13, 2019
Book Page	007392/000026
Instrument	16475

Lender

Name	QUANTA FIN LLC
Address	4195 E THOUSAND OAKS BLVD # 201, WESTLAKE VILLAGE, CA 91362-3865

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2049

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	515 RED BARN TRL, MATTHEWS, NC 28104-5445
Document Number	710994
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Mar 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	515 RED BARN TRL MATTHEWS NC 281045445, MATTHEWS, NC 28104-5445

Mortgage

Document Number	710994
Date	Feb 26, 2018
Book Page	007109/000094
Instrument	4935

Lender

Name	WELLS FARGO BK/TX
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 515 Red Barn Trl was $8,286.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,207,900 (-) Land $513,800 Building $694,100	$1,207,900 (-) Land $513,800 Building $694,100
2025	$8,286.00	$1,207,900 Land $513,800 Building $694,100	$1,207,900 Land $513,800 Building $694,100
2023	$6,484.00	$783,600 Land $147,500 Building $636,100	$783,600 Land $147,500 Building $636,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Red Barn Trl in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Red Barn Trl is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, T-Mobile, Verizon, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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