515 Randolph St, Owosso, MI 48867 Property Records

Shiawassee County property record for 515 Randolph St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,283 sqft · built 1946
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Sep 2022)
Tax Bill$2,990 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Sep 2022 Sale
Flood ZoneZone X (minimal risk)
APN050-111-003-013-00

Property Details

APN / Parcel Number

Primary APN050-111-003-013-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,283 sqft Living Area
1st Floor Area1,283 sqft
Basement Area1,023 sqft
Unfinished Basement1,023 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Lot Area8,712 sqft (0.2 acres)
Garage Area336 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address515 RANDOLPH ST
CityOWOSSO
StateMI
Zip48867-2453
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 BLK 3 CITY ASSESSORS PLAT 1
Legal SubdivisionCITY ASSESSORS PLAT ONE
Legal Block3
Legal Lot Number13
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group3
Census Block3002
Census Tract30500

Owner

515 Randolph St is owned and occupied by two individuals who acquired it in March 2025.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address515 RANDOLPH ST, OWOSSO, MI 48867-2453
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2026Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE 1 INCORPORATED
Sep 19, 2022Warranty Deed, Transfer
ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2022 · Amount on File
Deed SaleSep 19, 2022 · Amount on File
Prior SaleMay 20, 2011 · Amount on File
Deed Document Number20223364538
Deed Book / Page1300 / 565
Last Transfer DateMar 13, 2025
Transfer Doc0013250224
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateOct 7, 2026
Property Address515 RANDOLPH ST, OWOSSO, MI 48867-2453
Document Number0003407828
Book / Page1343 / 193
Instrument DateOct 5, 2026
Instrument20263407828
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyCISLO TITLE, CISLO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$160,691.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003407836,
DateOct 7, 2026
Instrument20263407836
Lender
NameMORTGAGE 1 INCORPORATED
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateSep 19, 2022
Property Address515 RANDOLPH ST, OWOSSO, MI 48867-2453
Document Number0013000565
Book / Page1300 / 565
Map ReferenceLB 1 PG 34
Instrument DateSep 16, 2022
Instrument3364538
Transaction TypeTransfer
Record UpdatedOct 6, 2022
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount on Record
Tax$1,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address211 CHERRY ST, 211, CORUNNA, MI 48817-1008

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1702, OWOSSO, MI 48867-6702

Tax Assessment & Valuation

The 2025 property tax bill for 515 Randolph St was $2,990 with a homeowner's exemption, up 4.9% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$87,100 (+7.66%)$174,200 (+7.66%)
2025$2,990.00 (+4.91%) Homeowner's exemption$80,900$161,800
2024$2,850.00
2023$2,850.00 Homeowner's exemption$65,300$130,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 515 Randolph St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 515 Randolph St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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