San Diego County property record for 515 Ramona Ave, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,415 sqft · built 1961 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | Company Name on File |
| Last Sale | $295,000 (Oct 2013) |
| Tax Bill | $5,697 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Dec 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 584-430-07-00 |
| Primary APN | 584-430-07-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,415 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 7,700 sqft (0.177 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 515 RAMONA AVE |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-6035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK 34 LOTS 14 & 15 ST CLSD ADJ & TR 000441 |
| Legal Subdivision | COLONY/LA PRESA |
| Legal Tract | 000441 |
| Legal Block | 34 |
| Legal Lot Number | 14,15 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 13903 |
515 Ramona Ave is owned by a company that bought it in October 2013.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 33523 MONTE VERDE RD, TEMECULA, CA 92592-3434 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2022 | Intrafamily Transfer, Transfer |
| Dec 18, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jul 26, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 26, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 7, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2013 · Amount on File |
| Deed Sale | Oct 8, 2013 · Amount on File |
| Prior Sale | Jul 26, 1999 · Amount on File |
| Deed Document Number | 2013609080 |
| Prior Transfer Date | Aug 16, 1993 |
| Prior Transfer Doc | 0000546338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 20, 2022 |
| Property Address | 515 RAMONA AVE, SPRING VALLEY, CA 91977-6035 |
| Document Number | 0000473976 |
| Map Reference | MAP 441 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 2022-0473976 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33523 MONTE VERDE RD, TEMECULA, CA 92592-3434 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 515 RAMONA AVE, SPRING VALLEY, CA 91977-6035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000592633 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 2019-0592633 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 26, 2019 |
| Property Address | 515 RAMONA AVE, SPRING VALLEY, CA 91977-6035 |
| Document Number | 0000305659 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 305659 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 29744 RAMSEY CT TEMECULA CA 925915312, TEMECULA, CA 92591-5312 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 26, 2019 |
| Property Address | 515 RAMONA AVE, SPRING VALLEY, CA 91977-6035 |
| Document Number | 0000305660 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 305660 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 29744 RAMSEY CT TEMECULA CA 925915312, TEMECULA, CA 92591-5312 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 7, 2018 |
| Property Address | 515 RAMONA AVE, SPRING VALLEY, CA 91977-6035 |
| Document Number | 0000049116 |
| Instrument Date | Jan 23, 2018 |
| Instrument | 49116 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2018 |
| Title Company | CHICAGO TITLE-INLAND EMPIRE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 29744 RAMSEY CT TEMECULA CA 925915312, TEMECULA, CA 92591-5312 |
| Document Number | 49117 |
|---|---|
| Date | Feb 7, 2018 |
| Instrument | 49117 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 6, 2033 |
The 2025 property tax bill for 515 Ramona Ave was $5,697, up 4% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $427,692 (+2%) Land $122,944 Building $304,748 | |
| 2025 | $5,697.00 (+3.98%) | $419,307 Land $120,534 Building $298,773 |
| 2024 | $5,479.00 (+3.22%) | |
| 2023 | $5,308.00 (+1.61%) | $403,026 Land $115,854 Building $287,172 |
| 2022 | $5,224.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 515 Ramona Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 Ramona Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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