Oswego County and Fulton City property record for 515 Pratt St, Fulton, NY 13069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,446 sqft · built 1890 |
| Lot Size | 0.07 acres (3,080 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,500 (Aug 2007) |
| Tax Bill | $2,961 (2026) |
| Deeds & Mortgages | Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 350400 236.73-03-18 |
| Primary APN | 350400 236.73-03-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,446 sqft Living Area |
| 1st Floor Area | 720 sqft |
| 2nd Floor Area | 726 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,080 sqft (0.07 acres) |
| Lot Dimensions | 70 ft deep x 44 ft wide |
| Garage Type | Detached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 302 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1764 |
|---|---|
| Street Address | 515 PRATT ST |
| City | FULTON |
| State | NY |
| Zip | 13069-2624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | M 3, B 131, PL 15, 16 222-005-000 |
| Legal Block | 3 |
| Legal Lot Number | 18.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | FULTON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 21102 |
515 Pratt St is owned and occupied by an individual who bought it in August 2007.
Source: Oswego County and Fulton City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 PRATT ST, FULTON, NY 13069-2624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2007 · Amount on File |
| Deed Sale | Aug 22, 2007 · Amount on File |
| Prior Sale | Aug 4, 2000 · Amount on File |
| Deed Document Number | 200710928 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 515 PRATT ST, FULTON, NY 13069-2624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001972 |
|---|---|
| Date | Mar 11, 2019 |
| Instrument | R-2019-001972 |
| Name | SUSTAINABLE NEIGHBORHOODS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10004 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 515 Pratt St was $2,961 with exemptions applied, up 28.2% from the year before.
Source: Oswego County and Fulton City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Fulton City |
| Unified School District | Fulton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,961.00 (+28.18%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $2,310.00 | $82,300 Land $6,600 Building $75,700 | $108,289 Land $8,684 Building $99,605 |
| 2023 | $82,300 Land $6,600 Building $75,700 | $89,457 Land $7,174 Building $82,283 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 Pratt St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 12 (1978–2011) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 Pratt St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FULTON CITY serves 16,600 people · EPA ID NY3704355 |
|---|---|
| Water Source | Purchased surface water from OCWA |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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