515 Pine St, Owosso, MI 48867 Property Records

Shiawassee County property record for 515 Pine St, Owosso, MI 48867 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$28,500 (Feb 2016)
Tax Bill$2,755 (2025)
Deeds & MortgagesJul 2026 Mortgage
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN050-250-000-020-00

Property Details

APN / Parcel Number

Primary APN050-250-000-020-00

Exterior

Lot Area6,970 sqft (0.16 acres)
Lot Dimensions102 ft deep x 66 ft wide

Location & Zoning

Street Address515 PINE ST
CityOWOSSO
StateMI
Zip48867-2223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 12 OF N 12 OF LOTS 15 & 16 (EX W 30' ) OF OUT LOT 1 LOUISA GOULD SUB DIV OUT LOT 1 & 4 & BLK 36 & PART OF 35 OF THE VILLAGE
Legal SubdivisionLOUISA GOULD SUB DIV
Legal Block36
Legal Lot Number15-16
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group3
Census Block3013
Census Tract30400

Owner

Source: Shiawassee County records · APN 050-250-000-020-00

Assessment roll updated July 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address515 PINE ST, OWOSSO, MI 48867-2223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Quit Claim Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
PFCU
Oct 26, 2018Warranty Deed, Transfer · FHA Mortgage
OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 02, 2016 · Amount on Record
Deed SaleFeb 02, 2016 · Amount on Record
Prior SaleMar 27, 2015 · Amount on Record
Deed Document Number20163282105
Deed Book / Page1218 / 853
Last Transfer DateJun 09, 2016
Transfer Doc0003286856
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHIAWASSEE MI
Recording DateJul 21, 2026
Property Address515 PINE ST, OWOSSO, MI 48867-2223
Document Number0003405407
Book / Page1340 / 793
Instrument DateJul 14, 2026
Instrument20263405407
Transaction TypeTransfer
Record UpdatedAug 05, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 PINE ST, OWOSSO, MI 48867-2223
InvestorPossibly a Property Investor

Mortgage

Document Number0003405408,
DateJul 21, 2026
Instrument20263405408
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address515 PINE ST, OWOSSO, MI 48867-2223
Transaction TypeMortgage
Record UpdatedApr 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 PINE ST, OWOSSO, MI 48867-2223

Mortgage

Document Number0012940106
DateMar 21, 2022
Book Page1294/106
Instrument3358019
Lender
NamePFCU
TypeCredit Union
AddressPORTLAND, MI 48875
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateOct 26, 2018
Property Address515 PINE ST, OWOSSO, MI 48867-2223
Document Number0012510316
Book / Page001251 / 000316
Instrument DateOct 24, 2018
Instrument3314705
Transaction TypeTransfer
Record UpdatedNov 14, 2018
Title CompanyCISLO TITLE, CISLO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$881.25
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5399 ROSEMARY ST FLINT MI 485074428, FLINT, MI 48507-4428

Mortgage

Document Number12510317
DateOct 26, 2018
Book Page001251/000317
Instrument3314706
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 25, 2048

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$107,200 (+9.61%)$214,400 (+9.61%)
2025$2,755.00 (+4.87%) Homeowner's exemption$97,800 (+23.95%)$195,600 (+23.95%)
2023$2,627.00 Homeowner's exemption$78,900$157,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Oliver Street Historic District
listed 1980 · 114 contributing resources · NRIS 80001905

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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