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515 Pearl St, Covington, IN 47932 Property Records

Fountain County property record for 515 Pearl St, Covington, IN 47932

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,555 sqft · built 1969
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Tax Bill$2,392 (2025)
Deeds & MortgagesSep 2020 Transfer
Flood ZoneZone X (minimal risk)
APN018B0826426178A0

Property Details

APN / Parcel Number

Primary APN018B0826426178A0
Alternative APNs
  • 23-06-26-426-178.000-016
  • 00000992676
  • 0180022900

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms1 Room
Stories1 Story
Building Area2,555 sqft Living Area
1st Floor Area2,555 sqft
Basement Area1,278 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Construction TypeBrick
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeAttached
Garage Area990 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00000992676
Street Address515 PEARL ST
CityCOVINGTON
StateIN
Zip47932-1065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCOVIN
Legal Description018-00229-00 VANCES W1/2 159 & 160 MP B08-26-426-178A0
Legal SubdivisionVANCES ADDITION
JurisdictionFOUNTAIN IN
Township / Civil DivisionTROY
Census Block Group2
Census Block2026
Census Tract957800

Owner

515 Pearl St is owned and occupied by an individual who acquired it in August 2016.

Source: Fountain County records, as of June 19, 2026

Owner of RecordIndividual Name on File
Mailing Address515 PEARL ST, COVINGTON, IN 47932-1065
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2016
Deed SaleAug 23, 2016
Deed Document Number20161730
Record UpdatedSep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFOUNTAIN IN
Recording DateSep 16, 2020
Property Address515 PEARL ST, COVINGTON, IN 47932-1065
Document Number0202002317
Instrument DateSep 9, 2020
Instrument202002317
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 PEARL ST, COVINGTON, IN 47932-1065

Tax Assessment & Valuation

The 2025 property tax bill for 515 Pearl St was $2,392 with a homeowner's exemption, up 3.8% from the year before.

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyFountain County
County SubdivisionTroy Township
MunicipalityCovington City
Unified School DistrictCovington Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,392.00 (+3.77%) Homeowner's exemption$265,900 Land $24,200 Building $241,700$265,900 Land $24,200 Building $241,700
2024$2,305.00 (+9.71%)
2023$2,101.00 (+4.95%)$211,200 (+5.49%) Land $19,800 Building $191,400$211,200 (+5.49%) Land $19,800 Building $191,400
2022$2,002.00 Homeowner's exemption$200,200 Land $19,800 Building $180,400$200,200 Land $19,800 Building $180,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 515 Pearl St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPARTMENT
serves 2,645 people · EPA ID IN5223002
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Nov 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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