515 Peach Tree Ln, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 515 Peach Tree Ln, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 1984
Lot Size	0.253 acres (10,999 sqft)
Owner	Individual Name on Record
Last Sale	$388,000 (Feb 2023)
Tax Bill	$6,452 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`13-00357-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`13-00357-0000-00001`
Alternative APNs	`130035700001` `00031166`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	10,999 sqft (0.253 acres)
Lot Dimensions	110 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00031166
Street Address	515 PEACH TREE LN
City	FORKED RIVER
State	NJ
Zip	08731-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75B
Legal Description	100 X 110 2,3,4
Legal Subdivision	SUNRISE BEACH SEC 03
Legal Block	357
Legal Lot Number	1
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	2
Census Block	2008
Census Tract	732103

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 PEACH TREE LN, FORKED RIVER, NJ 08731-1948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 3, 2023	Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVESHAM MORTGAGE LLC
Feb 20, 2018	Deed, Transfer · FHA Mortgage EVESHAM MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2023 · Amount on Record
Deed Sale	Feb 3, 2023 · Amount on Record
Prior Sale	Feb 20, 2018 · Amount on Record
Deed Document Number	20238922
Deed Book / Page	19292 / 1781
Prior Transfer Date	Jan 31, 2006
Prior Transfer Doc	0130270966
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	515 PEACH TREE LN, FORKED RIVER, NJ 08731-1948
Transaction Type	Mortgage
Record Updated	Mar 4, 2026
Title Company	TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202900001
Date	Feb 19, 2026
Book Page	20290/1
Instrument	2026013452

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Feb 3, 2023
Property Address	515 PEACH TREE LN, FORKED RIVER, NJ 08731-1948
Document Number	0192921781
Book / Page	19292 / 1781
Instrument Date	Jan 27, 2023
Instrument	2023008922
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,099.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	554 GARFIELD AVE, TOMS RIVER, NJ 08753-6063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 PEACH TREE LN, FORKED RIVER, NJ 08731-1948

Mortgage

Document Number	2023008923
Date	Feb 3, 2023
Instrument	2023008923

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	515 PEACH TREE LN, FORKED RIVER, NJ 08731-1948
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	UNIVERSITY TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182831037
Date	Jan 27, 2021
Book Page	18283/1037
Instrument	2021013912

Lender

Name	EVESHAM MORTGAGE LLC
Type	Mortgage Company
Address	MARLTON, NJ 08053

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Feb 20, 2018
Property Address	515 PEACH TREE LN, FORKED RIVER, NJ 08731-1948
Document Number	0170300943
Book / Page	17030 / 943
Map Reference	MAP F 258
Instrument Date	Feb 9, 2018
Instrument	2018016341
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 BOWLINE DR, 801, FORKED RIVER, NJ 08731-3006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 PEACH TREE LN, FORKED RIVER, NJ 08731-1948

Mortgage

Document Number	0170300948
Date	Feb 20, 2018
Book Page	17030/948
Instrument	2018016342

Lender

Name	EVESHAM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,900 (-) Land $103,500 Building $132,400	$235,900 (-) Land $103,500 Building $132,400
2025	$6,452.00 (+7.95%)	$235,900 (-) Land $103,500 Building $132,400	$235,900 (-) Land $103,500 Building $132,400
2024	$5,977.00 (+11.97%)
2023		$235,900 Land $103,500 Building $132,400	$235,900 Land $103,500 Building $132,400
2022	$5,338.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 402 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	402 in force
Nearby Flood Claims	484 (1991–2025)
Claims Outside the SFHA	3 of 484
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 445 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of New Jersey
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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