St. Charles Parish property record for 515 Payne St, Norco, LA 70079
| Property Type | Single Family Home |
|---|---|
| Details | 3,000 sqft · built 1978 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,000 (Apr 2002) |
| Tax Bill | $250 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| APN | 6-031 015 00007 |
| Primary APN | 6-031 015 00007 |
|---|
| Building Area | 3,000 sqft Living Area |
|---|
| Year Built | Built 1978 |
|---|---|
| Lot Area | 6,970 sqft (0.16 acres) |
| Street Address | 515 PAYNE ST |
|---|---|
| City | NORCO |
| State | LA |
| Zip | 70079-2125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 7, SQ. 15, HILAND PARK SUBD., UNIT 3. |
| Legal Subdivision | HILAND PARK SUBD #3 |
| Legal Block | 15 |
| Legal Lot Number | 7 |
| Legal Unit | 3 |
| Jurisdiction | ST CHARLES LA |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 62500 |
515 Payne St is owned and occupied by two individuals who bought it in April 2002.
Source: St. Charles Parish records, as of February 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 515 PAYNE ST, NORCO, LA 70079-2125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2002 · Amount on File |
| Deed Sale | Apr 25, 2002 · Amount on File |
| Deed Document Number | 0000601433 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 515 PAYNE ST, NORCO, LA 70079-2125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0019780204 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 1978/204 |
| Instrument | 464830 |
| Name | US SMALL BUSINESS ADMN |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Dec 15, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 515 Payne St was $250 with a homeowner's exemption, down 1.6% from the year before.
Source: St. Charles Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Charles Parish |
| Unified School District | St. Charles Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $250.00 (-1.57%) Homeowner's exemption | $12,484 (-) Land $4,380 Building $8,104 | $124,840 (-) Land $43,800 Building $81,040 |
| 2024 | $254.00 (-7.97%) Homeowner's exemption | $12,484 (-) Land $4,380 Building $8,104 | $124,840 (-) Land $43,800 Building $81,040 |
| 2023 | $276.00 (-52.5%) Homeowner's exemption | $12,484 (-) Land $4,380 Building $8,104 | $124,840 (-) Land $43,800 Building $81,040 |
| 2022 | $581.00 Homeowner's exemption | $12,484 Land $4,380 Building $8,104 | $124,840 Land $43,800 Building $81,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 515 Payne St; there have been 288 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 458 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 458 in force |
| Nearby Flood Claims | 288 (1978–2026) |
| Claims Outside the SFHA | 2 of 288 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 Payne St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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