Hardin County property record for 515 Patton Dr, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,161 sqft · built 1979 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $206,000 (Feb 2024) |
| Tax Bill | $1,490 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Feb 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-10-02-036 |
| Primary APN | 180-10-02-036 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,161 sqft Living Area |
| Basement Area | 1,161 sqft |
| Unfinished Basement | 1,161 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 12,197 sqft (0.28 acres) |
| Heating System | Central |
|---|
| Street Address | 515 PATTON DR |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEARD LT 26 #4 |
| Legal Subdivision | HEARD |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 600 |
515 Patton Dr is owned and occupied by an individual who bought it in February 2024.
Source: Hardin County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 PATTON DR, RADCLIFF, KY 40160-9648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed of Trust, Mortgage · FHA Mortgage LIBERTY FCU |
| Feb 23, 2024 | Deed, Transfer · VA Mortgage FIRST COMMONWEALTH MORTGAGE CORP |
| Oct 5, 2022 | Deed, Transfer · FHA Mortgage LIBERTY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2024 · Amount on File |
| Deed Sale | Feb 23, 2024 · Amount on File |
| Prior Sale | Oct 5, 2022 · Amount on File |
| Deed Book / Page | 1564 / 1246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 515 PATTON DR, RADCLIFF, KY 40160-9648 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 002459/218 |
|---|---|
| Date | Oct 5, 2022 |
| Book Page | 2459/218 |
| Name | LIBERTY FCU |
|---|---|
| Type | Credit Union |
| Address | EVANSVILLE, IN 47715 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Feb 23, 2024 |
| Property Address | 515 PATTON DR, RADCLIFF, KY 40160-9648 |
| Document Number | 01564/1246 |
| Book / Page | 1564 / 1246 |
| Map Reference | CAB 1 SH 270B |
| Instrument Date | Feb 23, 2024 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $206.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1092, BRANDENBURG, KY 40108-0092 |
| Name | Verified Name |
|---|---|
| Address | 205 CATLETT CT, RINEYVILLE, KY 40162-9455 |
| Document Number | 0025101108 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 2510/1108 |
| Name | FIRST COMMONWEALTH MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Oct 5, 2022 |
| Property Address | 515 PATTON DR, RADCLIFF, KY 40160-9648 |
| Document Number | 001542/501 |
| Book / Page | 1542 / 501 |
| Map Reference | CAB 1 SH 295A |
| Instrument Date | Oct 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1584 W LINCOLN TRAIL BLVD, RADCLIFF, KY 40160-2549 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 515 PATTON DR, RADCLIFF, KY 40160-9648 |
| Document Number | 0002459210 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 2459/210 |
| Name | LIBERTY FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
The 2025 property tax bill for 515 Patton Dr was $1,490 with a disabled person's exemption.
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,490.00 Disabled Person's exemption Additional exemption filed | $206,000 Land $18,000 Building $188,000 | $206,000 Land $18,000 Building $188,000 |
| 2023 | $187,500 (+109.5%) Land $10,900 Building $176,600 | $187,500 (+109.5%) Land $10,900 Building $176,600 | |
| 2022 | $89,500 Land $10,900 Building $78,600 | $89,500 Land $10,900 Building $78,600 | |
| 2021 | $878.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 515 Patton Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 Patton Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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