Brazoria County property record for 515 Oyster St, Surfside Beach, TX 77541
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 1,194 sqft · built 1975 |
| Lot Size | 0.45 acres (19,600 sqft) |
| Owner | Company Name on Record |
| Last Sale | $185,000 (Sep 2017) |
| Tax Bill | $7,964 (2024) |
| Deeds & Mortgages | Apr 2023 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 7875-0235-000 |
| Primary APN | 7875-0235-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,194 sqft Living Area |
| 1st Floor Area | 1,194 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 19,600 sqft (0.45 acres) |
| View / Lot | Primary |
| Deck Area | 232 sqft |
|---|---|
| Patio Area | 96 sqft |
| Storage Building | 424 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Wood Furnace |
| Heating Fuel | Wood |
| Sewer | Connected |
| Street Address | 515 OYSTER ST |
|---|---|
| City | SURFSIDE BEACH |
| State | TX |
| Zip | 77541-9572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0074 |
| Legal Description | SURFSIDE BLK 520 LOT 10-12-14 |
| Legal Subdivision | SURFSIDE |
| Legal Tract | S7875 |
| Legal Block | 520 |
| Legal Lot Number | 10 |
| Jurisdiction | BRAZORIA TX |
| Township / Civil Division | BRAZOSPORT |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 664200 |
Source: Brazoria County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 24 W CAMELBACK RD, A, PHOENIX, AZ 85013-2529 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Apr 14, 2023 | Deed of Trust, Mortgage · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC |
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 26, 2017 | Quit Claim Deed, Transfer GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2017 · Amount on Record |
| Deed Sale | Sep 26, 2017 · Amount on Record |
| Prior Sale | Nov 2, 2012 · Amount on Record |
| Deed Document Number | 201747404 |
| Prior Transfer Date | Oct 30, 2012 |
| Prior Transfer Doc | 0000050470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRAZORIA TX |
| Property Address | 515 OYSTER ST, SURFSIDE BEACH, TX 77541-9572 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Title Company | GREAT AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000016585 |
|---|---|
| Date | Apr 14, 2023 |
| Instrument | 2023016585 |
| Name | VELOCITY COMMERCIAL CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRAZORIA TX |
| Property Address | 515 OYSTER ST, SURFSIDE BEACH, TX 77541-9572 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000063367 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021063367 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRAZORIA TX |
| Recording Date | Sep 26, 2017 |
| Property Address | 515 OYSTER ST, SURFSIDE BEACH, TX 77541-9572 |
| Document Number | 0000047404 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 47404 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Title Company | GREAT AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 OYSTER ST SURFSIDE BEACH TX 775419572, SURFSIDE BEACH, TX 77541-9572 |
| Document Number | 47405 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 47405 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 25, 2047 |
Source: Brazoria County assessment roll, as of February 18, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Brazoria County |
| Municipality | Surfside Beach City |
| Unified School District | Brazosport Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $411,980 (-2.5%) Land $174,930 Building $237,050 | $411,980 (-2.5%) Land $174,930 Building $237,050 | |
| 2024 | $7,964.00 (+69.09%) | ||
| 2023 | $422,530 Land $185,220 Building $237,310 | $422,530 Land $185,220 Building $237,310 | |
| 2018 | $4,710.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 941 individual policies |
| Nearby Flood Policies | 949 units insured incl. 8 condo units |
| Nearby Flood Claims | 2,029 (1978–2025) |
| Claims Outside the SFHA | 16 of 2,029 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF SURFSIDE BEACH serves 5,697 people · EPA ID TX0200037 |
|---|---|
| Water Source | Purchased surface water from CITY OF FREEPORT |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Arsenic not recorded as resolved · Apr 2026 Total trihalomethanes resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2020 Coliform corrective action Aug 2019 Corrosion control Oct 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Skynet Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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