515 Oscar Rd, White Oak, GA 31568 Property Records

Camden County property record for 515 Oscar Rd, White Oak, GA 31568

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 1998
Lot Size	4.09 acres (178,596 sqft)
Owner	2 Individual Names on File
Last Sale	$185,900 (Dec 2015)
Tax Bill	$1,607 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Sep 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`0740000025Y`

Property Details

APN / Parcel Number

Primary APN	`0740000025Y`
Alternative APNs	`074 025Y` `16357`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,596 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	178,596 sqft (4.09 acres)
Garage Type	Attached
Garage Area	592 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	479 sqft
Shed	1 Shed
Shed Area	120 sqft
Pole Barn	1,152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	16357
Old Parcel Number	0740000025Y
Street Address	515 OSCAR RD
City	WHITE OAK
State	GA
Zip	31568-2032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	H/MB/L N/S OSCAR MIDDLETON
Legal Subdivision	OP MIDDLETON SR ESTATE
Jurisdiction	CAMDEN GA
Township / Civil Division	WOODBINE
Census Block Group	3
Census Block	3079
Census Tract	10100

Owner

515 Oscar Rd is owned and occupied by two individuals who acquired it in December 2015.

Source: Camden County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	XX
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2015 · Amount on File
Deed Sale	Dec 18, 2015 · Amount on File
Prior Sale	May 13, 2014 · Amount on File
Deed Document Number	2015-002655
Deed Book / Page	1786 / 806
Last Transfer Date	Dec 21, 2015
Transfer Doc	0017860806
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN GA
Property Address	515 OSCAR RD, WHITE OAK, GA 31568-2032
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 OSCAR RD, WHITE OAK, GA 31568-2032

Mortgage

Document Number	002399/581
Date	Dec 11, 2025
Book Page	0000002399/0000000581

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2046

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN GA
Property Address	515 OSCAR RD, WHITE OAK, GA 31568-2032
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 OSCAR RD, WHITE OAK, GA 31568-2032

Mortgage

Document Number	002146/622
Date	Sep 13, 2021
Book Page	0000002146/0000000622
Instrument	009861

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 515 Oscar Rd was $1,607 with a homeowner's exemption.

Source: Camden County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Camden County
Unified School District	Camden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,607.00 Homeowner's exemption	$112,846 Land $24,000 Building $88,846	$282,116 Land $60,000 Building $222,116
2023		$106,401 Land $24,000 Building $82,401	$266,003 Land $60,000 Building $206,003
2022	$2,832.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Oscar Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Oscar Rd is high, ranking above 82% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 99.2% of Georgia
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	10 / 1

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oscar Rd

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