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515 Oneida St, Joliet, IL 60435 Property Records

Will County property record for 515 Oneida St, Joliet, IL 60435

Property Summary

Property TypeSingle Family Home
Details1,080 sqft · built 1904
Lot Size0.19 acres (8,212 sqft)
Owner2 Individual Names on File
Last Sale$80,000 (Dec 2020)
Tax Bill$5,140 (2025)
Deeds & MortgagesApr 2026 Mortgage
Dec 2020 Sale
Flood ZoneZone X (minimal risk)
APN30-07-09-318-015

Property Details

APN / Parcel Number

Primary APN30-07-09-318-015
Alternative APN
  • 07093180150000

Interior

Stories2 Stories
Building Area1,080 sqft
Gross Area2,160 sqft
Basement Area1,080 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Lot Area8,212 sqft (0.19 acres)
Lot Dimensions125 ft deep x 59 ft wide
Garage Area680 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address515 ONEIDA ST
CityJOLIET
StateIL
Zip60435-7426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 BLOCK 38 IN HENRY STRICKLAND'S SUB OF BLKS 37 39, IN CANAL TRUSTEES' SUB, BEING A SUB OF PRT OF THE E1/2 OF THE SW1/4
Legal Range10E
Legal Township35N
Legal Section09
Legal SubdivisionHENRY STRICKLANDS
Legal Block38
Legal Lot Number8
JurisdictionWILL IL
Township / Civil DivisionJOLIET
Census Block Group3
Census Block3007
Census Tract882702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Upper Bluff Historic District
listed 1991 · 517 contributing resources · NRIS 91000687

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

515 Oneida St is owned and occupied by two individuals who bought it in December 2020.

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address515 ONEIDA ST, JOLIET, IL 60435-7426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
A MORTGAGE
Dec 8, 2020Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2020 · Amount on File
Deed SaleDec 8, 2020 · Amount on File
Deed Document Number2020111127
Prior Transfer DateAug 3, 2005
Prior Transfer Doc0000143660
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Recording DateApr 30, 2026
Property Address515 ONEIDA ST, JOLIET, IL 60435-7426
Document Number0000025457
Instrument DateApr 21, 2026
Instrument202625457
Transaction TypeMortgage
Record UpdatedJul 16, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address515 ONEIDA ST, JOLIET, IL 60435-7426

Mortgage

Document Number0000025457,
DateApr 30, 2026
Instrument202625457
Lender
NameA MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate7.63%
Initial TypeFixed Rate
Max Rate-1%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateDec 8, 2020
Property Address515 ONEIDA ST # B, B, JOLIET, IL 60435-7426
Document Number0000111127
Instrument DateSep 21, 2020
Instrument111127
Transaction TypeTransfer
Record UpdatedDec 23, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

AmountAmount on Record
Tax$120.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address606 CLEMENT ST JOLIET IL 604356128, JOLIET, IL 60435-6128

Tax Assessment & Valuation

The 2025 property tax bill for 515 Oneida St was $5,140.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionJoliet Township
MunicipalityJoliet City
Elementary School DistrictJoliet Public School District 86 (PK - 08)
Secondary School DistrictJoliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,140.00$72,010 (+9.3%) Land $12,564 Building $59,446$216,030 (+9.3%) Land $37,692 Building $178,338
2024$65,883 Land $11,495 Building $54,388$197,649 Land $34,485 Building $163,164
2022$4,335.00 Homeowner's exemption$52,949 Land $9,238 Building $43,711$158,847 Land $27,714 Building $131,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Oneida St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1981)
Most Recent ClaimJun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 515 Oneida St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOLIET
serves 160,000 people · EPA ID IL1970450
Water SourceGroundwater
Last State InspectionNov 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Bertram Communications, Verizon.

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