Union County and Union Township property record for 515 Olive Ter, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | built 1943 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $374,000 (Jun 2018) |
| Tax Bill | $11,195 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-02514-0000-00013 |
| Primary APN | 19-02514-0000-00013 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 515 OLIVE TER |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-7324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2514 |
| Legal Lot Number | 13 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 33300 |
Source: Union County and Union Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 515 OLIVE TER, UNION, NJ 07083-7324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 18, 2018 | Deed of Trust, Mortgage · FHA Mortgage MLB RESID'L LNDG |
| Jun 18, 2018 | Grant Deed, Transfer ATS TITLE AGENCY |
| Dec 28, 2017 | Grant Deed, Transfer · Conventional Mortgage FM HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2018 · Amount on Record |
| Deed Sale | Jun 18, 2018 · Amount on Record |
| Prior Sale | Dec 28, 2017 · Amount on Record |
| Deed Document Number | 2018301188 |
| Deed Book / Page | 6269 / 665 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 515 OLIVE TER, UNION, NJ 07083-7324 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0150720078 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 15072/78 |
| Instrument | 22221 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 515 OLIVE TER, UNION, NJ 07083-7324 |
| Document Number | 0144550202 |
| Instrument Date | May 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2018 |
| Title Company | ATS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 515 OLIVE TER UNION NJ 070837324, UNION, NJ 07083-7324 |
| Document Number | 0144550202 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 014455/000202 |
| Instrument | 658634 |
| Name | MLB RESID'L LNDG |
|---|---|
| Address | SPRINGFIELD, NJ 07081 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 18, 2018 |
| Property Address | 515 OLIVE TER, UNION, NJ 07083-7324 |
| Document Number | 0062690665 |
| Book / Page | 006269 / 000665 |
| Instrument Date | May 14, 2018 |
| Instrument | 301188 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2018 |
| Title Company | ATS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $374.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 OLIVE TER UNION NJ 070837324, UNION, NJ 07083-7324 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Dec 28, 2017 |
| Property Address | 515 OLIVE TER, UNION, NJ 07083-7324 |
| Document Number | 0062360947 |
| Book / Page | 006236 / 000947 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 295118 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 OLIVE TER UNION NJ 070837324, UNION, NJ 07083-7324 |
| Document Number | 143850797 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 014385/000797 |
| Instrument | 651384 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NJ 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2047 |
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,000 (-) Land $20,000 Building $28,000 | $48,000 (-) Land $20,000 Building $28,000 | |
| 2025 | $11,195.00 (+4.35%) | $48,000 (-) Land $20,000 Building $28,000 | $48,000 (-) Land $20,000 Building $28,000 |
| 2024 | $10,728.00 (+6.86%) | ||
| 2023 | $48,000 Land $20,000 Building $28,000 | $48,000 Land $20,000 Building $28,000 | |
| 2022 | $10,039.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 779 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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