515 Ohio Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 515 Ohio Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,533 sqft · built 1915
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (May 2016)
Tax Bill	$1,264 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`031C-M-005.00`

Property Details

APN / Parcel Number

Primary APN	`031C-M-005.00`
Alternative APNs	`086031C M 00500` `000007301`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,533 sqft Living Area
Gross Area	3,613 sqft
1st Floor Area	1,453 sqft
Upper Floors Area	1,080 sqft
Basement Area	1,080 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	183 ft deep x 110 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Patio Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	515 OHIO AVE
City	ERWIN
State	TN
Zip	37650-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BLK 6 LOT 3 & 63X137X191X229
Legal Subdivision	MOUNTAINVIEW
Legal Block	6
Legal Lot Number	3
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	2
Census Block	2034
Census Tract	80400

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 OHIO AVE, ERWIN, TN 37650-1622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage CLINCHFIELD FEDERAL CREDIT UNION
Jul 5, 2023	Deed of Trust, Mortgage · ARM CLINCHFIELD FCU
Oct 27, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 27, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 17, 2020	Deed of Trust, Mortgage CLINCHFIELD FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2016 · Amount on Record
Deed Sale	May 13, 2016 · Amount on Record
Prior Sale	Oct 6, 2011 · Amount on Record
Deed Document Number	2016810
Deed Book / Page	394 / 234
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Recording Date	Jul 15, 2026
Property Address	515 OHIO AVE, ERWIN, TN 37650-1622
Document Number	0000001490
Book / Page	506 / 25
Instrument Date	Jul 8, 2026
Instrument	20261490
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 OHIO AVE, ERWIN, TN 37650-1622

Mortgage

Document Number	0000001490,
Date	Jul 15, 2026
Book Page	506/25
Instrument	20261490

Lender

Name	CLINCHFIELD FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.9%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	515 OHIO AVE, ERWIN, TN 37650-1622
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000471635
Date	Jul 5, 2023
Book Page	471/635
Instrument	23001196

Lender

Name	CLINCHFIELD FCU
Type	Credit Union
Address	ERWIN, TN 37650

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.1%
Type Change Date	Sep 1, 2023
Change Frequency	Monthly
Max Rate	12.1%

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNICOI TN
Recording Date	Oct 27, 2022
Property Address	515 OHIO AVE, ERWIN, TN 37650-1622
Document Number	0000464929
Book / Page	464 / 929
Instrument Date	Oct 27, 2022
Instrument	22002319
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 NOIRTH MAIN AVENUE, ERWIN, TN 37650

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNICOI TN
Recording Date	Oct 27, 2022
Property Address	515 OHIO AVE, ERWIN, TN 37650-1622
Document Number	0000464932
Book / Page	464 / 932
Instrument Date	Oct 27, 2022
Instrument	22002320
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 OHIO AVE, ERWIN, TN 37650-1622
Investor	Possibly a Property Investor

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	515 OHIO AVE, ERWIN, TN 37650-1622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	436109
Date	Aug 17, 2020
Book Page	436/109
Instrument	20001473

Lender

Name	CLINCHFIELD FCU
Type	Credit Union
Address	ERWIN, TN 37650

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,425 (-) Land $8,000 Building $40,425	$193,700 (-) Land $32,000 Building $161,700
2024	$1,264.00 (+11.37%)
2023		$48,425 (+0.31%) Land $8,000 Building $40,425
2022	$1,135.00	$48,275 Land $7,850 Building $40,425	$193,700 Land $32,000 Building $161,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1984–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband, T-Mobile.

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