515 Oak St, Sterling, CO 80751 Property Records

Logan County property record for 515 Oak St, Sterling, CO 80751

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,392 sqft · built 1911
Lot Size0.218 acres (9,496 sqft)
OwnerIndividual Name on Record
Last Sale$137,500 (Apr 2020)
Tax Bill$988 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Apr 2020 Sale
Flood ZoneZone X (moderate risk)
APN38052529431005

Property Details

APN / Parcel Number

Primary APN38052529431005
Alternative APN
  • 4136000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,392 sqft Heated Area
1st Floor Area1,104 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1936
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area9,496 sqft (0.218 acres)
Lot Dimensions190 ft deep x 50 ft wide
Garage TypeDetached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area55 sqft
Patio Area550 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Old Parcel Number4136000
Street Address515 OAK ST
CitySTERLING
StateCO
Zip80751-3330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 50' LOT 7 BLK 31 K&S ADDN STERLING
Legal Range52W
Legal Township08N
Legal Section29
Legal SubdivisionK&S ADDN
Legal Block31
Legal Lot Number7
JurisdictionLOGAN CO
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2041
Census Tract966200

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address515 OAK ST, STERLING, CO 80751-3330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2025Deed of Trust, Mortgage · Line of Credit
THE HELOC COMPANY LLC
Apr 7, 2020Grant Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2020 · Amount on Record
Deed SaleApr 7, 2020 · Amount on Record
Deed Document Number2020749033
Deed Book / Page1037 / 216
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOGAN CO
Property Address515 OAK ST, STERLING, CO 80751-3330
Transaction TypeMortgage
Record UpdatedMay 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000778091
DateDec 9, 2025
Book Page1066/297
Instrument778091
Lender
NameTHE HELOC COMPANY LLC
TypeNon-Lending Institution
AddressSILVER SPRING, MD 20910
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueNov 18, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLOGAN CO
Recording DateApr 7, 2020
Property Address515 OAK ST, STERLING, CO 80751-3330
Document Number0000749033
Book / Page001037 / 000216
Instrument DateApr 7, 2020
Instrument749033
Transaction TypeTransfer
Record UpdatedMay 19, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$14.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 OAK ST STERLING CO 807513330, STERLING, CO 80751-3330

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLogan County
MunicipalitySterling City
Unified School DistrictValley School District RE-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$988.00 (+81.95%)$11,790 (-91.43%)$188,635 (+37.1%) Land $47,500 Building $141,135
2023$543.00 (-31%)$137,590 (+1,337.72%) Land $35,630 Building $101,960$137,590 (-) Land $35,630 Building $101,960
2022$787.00$9,570 Land $2,480 Building $7,090$137,590 Land $35,630 Building $101,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims6 (1982–2015)
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STERLING
serves 15,100 people · EPA ID CO0138045
Water SourceGroundwater influenced by surface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
ElektraFi
Fixed Wireless
400 / 80
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Kentec Communications, Vistabeam.

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