Johnston County property record for 515 Oak St, Smithfield, NC 27577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,580 sqft · built 1969 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $257,500 (May 2024) |
| Tax Bill | $2,339 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Sep 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2000235463 |
| Primary APN | 2000235463 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| Gross Area | 2,168 sqft |
| 1st Floor Area | 1,580 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2000270323 |
|---|---|
| Street Address | 515 OAK ST |
| City | SMITHFIELD |
| State | NC |
| Zip | 27577-5028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT 30 PINE ACRES ADD 1 10/27 M73L72 |
| Legal Subdivision | ACRES ADD |
| Legal Lot Number | 30 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 40700 |
515 Oak St is owned and occupied by an individual who bought it in May 2024.
Source: Johnston County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 OAK ST, SMITHFIELD, NC 27577-5028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2022 | Warranty Deed, Transfer · Commercial Mortgage ANCHOR LOANS INC |
| Sep 23, 2022 | Warranty Deed, Transfer · Line of Credit THE 515 OAK ST LENIDNG TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2024 · Amount on File |
| Deed Sale | May 20, 2024 · Amount on File |
| Prior Sale | Nov 30, 2022 · Amount on File |
| Deed Document Number | 202414732 |
| Deed Book / Page | 6671 / 648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Nov 30, 2022 |
| Property Address | 515 OAK ST, SMITHFIELD, NC 27577-5028 |
| Document Number | 0000836391 |
| Book / Page | 6387 / 800 |
| Map Reference | MB 10 PG 27 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 2022836391 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8820 GULF CTE, RALEIGH, NC 27617 |
| Name | Verified Name |
|---|---|
| Address | 500 CARDINAL DR, RALEIGH, NC 27604-2210 |
| Document Number | 0000836392 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 6387/802 |
| Instrument | 2022836392 |
| Name | ANCHOR LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Sep 23, 2022 |
| Property Address | 515 OAK ST, SMITHFIELD, NC 27577-5028 |
| Document Number | 0000828508 |
| Book / Page | 6347 / 943 |
| Map Reference | MB 10 PG 27 |
| Instrument Date | Aug 24, 2022 |
| Instrument | 2022828508 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8820 GULF CT STE E, E, RALEIGH, NC 27617-4611 |
| Document Number | 0000828509 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 6347/948 |
| Instrument | 2022828509 |
| Name | THE 515 OAK ST LENIDNG TRUST |
|---|---|
| Type | Non-Lending Institution |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Jul 23, 2023 |
The 2026 property tax bill for 515 Oak St was $2,339.
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Municipality | Smithfield Town |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,339.00 | $243,650 Land $29,250 Building $214,400 | $243,650 Land $29,250 Building $214,400 |
| 2023 | $1,107.00 | $87,880 Land $18,530 Building $69,350 | $87,880 Land $18,530 Building $69,350 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 515 Oak St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 13 (1999–2016) |
| Claims Outside the SFHA | 13 of 13 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 Oak St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHFIELD serves 12,900 people · EPA ID NC0351010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures