515 NW 2nd St, Stuart, IA 50250 Property Records

Guthrie County property record for 515 NW 2nd St, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,482 sqft · built 1966
Lot Size	0.39 acres (17,000 sqft)
Owner	2 Individual Names on File
Last Sale	$128,000 (Mar 2017)
Tax Bill	$3,164 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
APN	`0001377800`

Property Details

APN / Parcel Number

Primary APN	`0001377800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
Basement Area	1,482 sqft
Finished Basement	225 sqft
Unfinished Basement	1,257 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,000 sqft (0.39 acres)
Lot Dimensions	170 ft deep x 100 ft wide
Deck Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	515 NW 2ND ST
City	STUART
State	IA
Zip	50250-3049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06 E 50' OF L 3 & W 50' L 4 HOLLINGS. 1ST BLK 06
Legal Subdivision	HOLLINGSWORTHS FIRST ADDITION
Legal Block	6
Jurisdiction	GUTHRIE IA
Township / Civil Division	STUART
Census Block Group	2
Census Block	2070
Census Tract	950300

Owner

515 NW 2nd St is owned and occupied by two individuals who bought it in March 2017.

Source: Guthrie County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 NW 2ND ST, STUART, IA 50250-3049
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2017 · Amount on File
Deed Sale	Mar 31, 2017 · Amount on File
Prior Sale	Jul 31, 2012 · Amount on File
Deed Document Number	2017751
Deed Book / Page	2017 / 751
Record Updated	Oct 29, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUTHRIE IA
Recording Date	Mar 31, 2017
Property Address	515 NW 2ND ST, STUART, IA 50250-3049
Document Number	02017/0751
Book / Page	2017 / 0751
Instrument Date	Mar 28, 2017
Instrument	2017-0751
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	515 NW 2ND ST, STUART, IA 50250-3049

Mortgage

Document Number	02017/0752
Date	Mar 31, 2017
Book Page	2017/0752
Instrument	2017-0752

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 515 NW 2nd St was $3,164, up 13.2% from the year before.

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,100 (-) Land $24,300 Building $176,800	$201,100 (-) Land $24,300 Building $176,800
2025	$3,164.00 (+13.16%)	$201,100 Land $24,300 Building $176,800	$201,100 Land $24,300 Building $176,800
2024	$2,796.00
2023		$163,500 (+26.06%) Land $24,300 Building $139,200	$163,500 Land $24,300 Building $139,200
2022	$2,520.00	$129,700 Land $24,300 Building $105,400
2021			$129,700 Land $24,300 Building $105,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 515 NW 2nd St; there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 NW 2nd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Coon Valley Co-op Telephone Association, Nextlink, Verizon.