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515 Niagara Dr, Irwin, PA 15642 Property Records

Westmoreland County property record for 515 Niagara Dr, Irwin, PA 15642

Property Summary

Property TypeSingle Family Home
Lot Size0.201 acres (8,763 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Nov 2024)
Tax Bill$2,325 (2026)
Deeds & MortgagesJan 2020 Sale & Mortgage
Apr 2017 Line of Credit
APN54-06-02-0-181

Property Details

APN / Parcel Number

Primary APN54-06-02-0-181
Alternative APN
  • 0540060020181

Exterior

Lot Area8,763 sqft (0.201 acres)
Lot Dimensions128 ft deep x 68 ft wide

Location & Zoning

Street Address515 NIAGARA DR
CityIRWIN
StatePA
Zip15642-1289
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE LOT 487 68.03 X 128.805 X IR
Legal SubdivisionPENNS WOODS
Legal Lot Number487
JurisdictionWESTMORELAND PA
Township / Civil DivisionNORTH HUNTINGDON
Census Block Group2
Census Block2002
Census Tract803301

Owner

515 Niagara Dr is owned and occupied by two individuals who bought it in November 2024.

Source: Westmoreland County records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address515 NIAGARA DR, IRWIN, PA 15642-1289
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2020Deed, Transfer · Stand-Alone First Mortgage
COMMERCIAL BANK & TRUST OF PA
Apr 18, 2017Deed of Trust, Mortgage · Line of Credit
PNC BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2024 · Amount on File
Deed SaleNov 27, 2024 · Amount on File
Prior SaleJan 16, 2020 · Amount on File
Deed Document Number202430639
Record UpdatedSep 20, 2026

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionWESTMORELAND PA
Recording DateJan 16, 2020
Property AddressW PL 4, IRWIN, PA 15642
Document Number0000001668
Map ReferenceVOL 38 PG 3&4
Instrument DateJan 10, 2020
Instrument202001160001668
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11871 HAYWOOD RD, IRWIN, PA 15642-9569

Mortgage

Document Number0000001669
DateJan 16, 2020
Instrument202001160001669
Lender
NameCOMMERCIAL BANK & TRUST OF PA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND PA
Property AddressW PL 4, IRWIN, PA 15642
Document Number0000013987
Instrument DateApr 18, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 NIAGARA DR NORTH HUNTINGDON PA 156421289, NORTH HUNTINGDON, PA 15642-1289

Mortgage

Document Number0000013987
DateMay 1, 2017
Instrument13987
Lender
NamePNC BK
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 515 Niagara Dr was $2,325, up 2.6% from the year before.

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyWestmoreland County
County SubdivisionNorth Huntingdon Township
Unified School DistrictNorwin School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,325.00 (+2.56%)$16,630 Land $3,190 Building $13,440
2025$2,267.00 (+8.37%)$16,630 Land $3,190 Building $13,440
2024$2,092.00$16,630 Land $3,190 Building $13,440
1972$16,630 Land $3,190 Building $13,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 515 Niagara Dr; there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1985)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Niagara Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAWC YOUGH PLANT
serves 133,000 people · EPA ID PA5260036
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2022
Treatment failure
resolved · Aug 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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