515 N Waterloo St, Jackson, MI 49201 Property Records

Jackson County property record for 515 N Waterloo St, Jackson, MI 49201

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,184 sqft · built 1920
Lot Size	0.332 acres (14,462 sqft)
Owner	Individual Name on Record
Last Sale	$72,000 (Apr 2021)
Tax Bill	$1,752 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`7-0764.3000`

Property Details

APN / Parcel Number

Primary APN	`7-0764.3000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,184 sqft Living Area
1st Floor Area	736 sqft
Basement Area	448 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	14,462 sqft (0.332 acres)
Lot Dimensions	205 ft deep x 38.4 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	515 N WATERLOO ST
City	JACKSON
State	MI
Zip	49201-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	N 1/2 OF LAND COM AT A PT ON E LN OF WATERLOO AVE 271.5 FT S OF S LN OF GANSON ST TH E 118 FT TH S 76.75 FT TH W 118 FT TO E
Legal Range	01W
Legal Township	02S
Legal Section	35
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3000
Census Tract	6900

Owner

Source: Jackson County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 N WATERLOO ST, JACKSON, MI 49201-1742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Dec 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2021 · Amount on Record
Deed Sale	Apr 14, 2021 · Amount on Record
Prior Sale	Jun 10, 2003 · Amount on Record
Deed Document Number	20212880429
Deed Book / Page	2185 / 739
Prior Transfer Date	Dec 3, 2019
Prior Transfer Doc	0002837422
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Apr 14, 2021
Property Address	515 N WATERLOO ST, JACKSON, MI 49201-1742
Document Number	0002880429
Book / Page	2185 / 739
Instrument Date	Apr 6, 2021
Instrument	2880429
Transaction Type	Transfer
Record Updated	May 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$619.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 W MICHIGAN AVE, 161, JACKSON, MI 49201-1315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2955 PHEASANT RUN DR APT D, D, JACKSON, MI 49202-5216

Mortgage

Document Number	0021850740
Date	Apr 14, 2021
Instrument	2185-0740

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MI
Recording Date	Dec 3, 2019
Property Address	515 N WATERLOO ST, JACKSON, MI 49201-1742
Document Number	0002837422
Book / Page	002152 / 000633
Instrument Date	Dec 3, 2019
Instrument	2837422
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,700 (+10.81%)	$139,400 (+10.81%)
2025	$1,752.00 (-16.85%)	$62,900 (+41.67%)	$125,800 (+41.67%)
2024	$2,107.00 (+9.06%)
2023		$44,400	$88,800
2022	$1,932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Great Lakes High Speed.

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