515 N Stella Ct, Willard, MO 65781 Property Records

Greene County property record for 515 N Stella Ct, Willard, MO 65781

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,742 sqft · built 2023
Lot Size	0.337 acres (14,680 sqft)
Owner	2 Individual Names on File
Last Sale	$454,740 (May 2023)
Tax Bill	$4,172 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-07-23-200-252`

Property Details

APN / Parcel Number

Primary APN	`88-07-23-200-252`
Alternative APN	`0723200252`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,742 sqft Living Area
1st Floor Area	1,693 sqft
Basement Area	1,029 sqft
Finished Basement	1,029 sqft
Family Room	Family Room

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	14,680 sqft (0.337 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	880723200252
Street Address	515 N STELLA CT
City	WILLARD
State	MO
Zip	65781-9438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST RIDGE LOT 3
Legal Range	23W
Legal Township	30N
Legal Section	23
Legal Subdivision	WEST
Legal Lot Number	3
Jurisdiction	GREENE MO
Township / Civil Division	MURRAY
Census Block Group	3
Census Block	3011
Census Tract	5002

Owner

515 N Stella Ct is owned and occupied by two individuals who bought it in May 2023.

Source: Greene County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 N STELLA CT, WILLARD, MO 65781-9438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Warranty Deed, Transfer FOUNDATION CU
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA
Aug 4, 2021	Warranty Deed, Construction Loan · Construction Mortgage CENTRAL BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on File
Deed Sale	May 31, 2023 · Amount on File
Deed Document Number	202316584
Deed Book / Page	2023 / 16584
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Dec 19, 2025
Property Address	515 N STELLA CT, WILLARD, MO 65781-9438
Document Number	0000004224
Book / Page	2025 / 42249-25
Map Reference	MB AAA PG 744
Instrument Date	Dec 19, 2025
Instrument	42249-25
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 N STELLA CT, WILLARD, MO 65781-9438

Mortgage

Document Number	0000004225
Date	Dec 19, 2025
Instrument	42250-25

Lender

Name	FOUNDATION CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	60 Months
Due	Dec 19, 2030

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	May 31, 2023
Property Address	515 N STELLA CT, WILLARD, MO 65781-9438
Document Number	0000001658
Book / Page	2023 / 16584-23
Instrument Date	May 31, 2023
Instrument	16584-23
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 N STELLA CT, WILLARD, MO 65781-9438

Mortgage

Document Number	0000001658
Date	May 31, 2023
Instrument	16585-23

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 5, 2030
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	11.6%
Index	1-Year CMT
Max Rate	11.6%

August 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Aug 4, 2021
Property Address	515 N STELLA CT, WILLARD, MO 65781-9438
Document Number	0000003891
Book / Page	2021 / 38917-21
Map Reference	MB AAA PG 744
Instrument Date	Jul 19, 2021
Instrument	38917-21
Transaction Type	Construction Loan
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 SOUTH AVE, SPRINGFIELD, MO 65806-2124

Mortgage

Document Number	0000003891
Date	Aug 4, 2021
Instrument	38918-21

Lender

Name	CENTRAL BANK OF THE OZARKS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 515 N Stella Ct was $4,172.

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Municipality	Willard City
Unified School District	Willard R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,220 (-) Land $7,600 Building $61,620
2025	$4,172.00	$69,220 Land $7,600 Building $61,620	$364,300 Land $40,000 Building $324,300
2023	$2,209.00 (+379.18%)	$35,780 (+370.79%) Land $7,600 Building $28,180	$188,300 Land $40,000 Building $148,300
2022	$461.00	$7,600 Land $7,600
2021			$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 515 N Stella Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 N Stella Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD PWS serves 8,400 people · EPA ID MO5010860
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Total HighSpeed Internet Solutions.

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