515 N Springlake Cir, Terry, MS 39170 Property Records

Hinds County property record for 515 N Springlake Cir, Terry, MS 39170

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,529 sqft · built 1988
Lot Size	3.44 acres (149,947 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,708 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`4854-0487-131`

Property Details

APN / Parcel Number

Primary APN	`4854-0487-131`
Alternative APN	`161000000001019100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,529 sqft Living Area
1st Floor Area	2,479 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	149,947 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	515 N SPRINGLAKE CIR
City	TERRY
State	MS
Zip	39170-7102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 131 SPRINGWOOD ACRES
Legal Subdivision	SPRINGWOOD ACRES
Legal Lot Number	131
Jurisdiction	HINDS MS
Township / Civil Division	5
Census Block Group	1
Census Block	1012
Census Tract	11203

Owner

Source: Hinds County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 N SPRINGLAKE CIR, TERRY, MS 39170-7102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage OPEN MORTGAGE LLC
Nov 12, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021
Deed Sale	Nov 12, 2021
Prior Sale	Jun 3, 2014 · Amount on Record
Deed Document Number	20211780544
Deed Book / Page	7262 / 8570
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINDS MS
Property Address	515 N SPRINGLAKE CIR, TERRY, MS 39170-7102
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OLD BRIDGE CV, BYRAM, MS 39272-8729
Investor	Possibly a Property Investor

Mortgage

Document Number	0072725218
Date	Nov 12, 2021
Book Page	7272/5218
Instrument	1780545

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HINDS MS
Recording Date	Nov 12, 2021
Property Address	515 N SPRINGLAKE CIR, TERRY, MS 39170-7102
Document Number	0072628570
Book / Page	7262 / 8570
Instrument Date	Oct 25, 2021
Instrument	1780544
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2120 SEATON RD, RAYMOND, MS 39154-9249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 N SPRINGLAKE CIR, TERRY, MS 39170-7102
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hinds County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Hinds County
Unified School District	Hinds County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,708.00 (+3.06%)	$38,805 (+2.22%) Land $7,500 Building $31,305	$258,700 (+2.22%) Land $50,000 Building $208,700
2024	$4,568.00 (-0.17%)	$37,962 (-) Land $7,500 Building $30,462	$253,080 (-) Land $50,000 Building $203,080
2023	$4,576.00 (+2.39%)	$37,962 (-) Land $7,500 Building $30,462	$253,080 (-) Land $50,000 Building $203,080
2022	$4,469.00	$37,962 Land $7,500 Building $30,462	$253,080 Land $50,000 Building $203,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2011–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSON serves 189,673 people · EPA ID MS0250008
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Apr 2025 Total trihalomethanes resolved · Apr 2025 Turbidity not recorded as resolved · Jul 2022
Treatment and Procedure	Corrosion control currently in violation since Jan 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

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