Cleveland County property record for 515 N Ponca Ave, Norman, OK 73071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 875 sqft · built 1930 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Dec 2020) |
| Tax Bill | $1,317 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Aug 2020 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29CLOS1 1 4001 |
| Primary APN | NC29CLOS1 1 4001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 875 sqft Living Area |
| Gross Area | 987 sqft |
| 1st Floor Area | 875 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| View / Lot | Neighborhood |
| Garage Type | Carport |
| Garage Area | 224 sqft |
| Carport | Carport |
| Carport Area | 224 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | Deck Area |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 29873 |
|---|---|
| Street Address | 515 N PONCA AVE |
| City | NORMAN |
| State | OK |
| Zip | 73071-6025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLLEYS 1 LOT 4 BLK 1 |
| Legal Range | 02W |
| Legal Township | 09 |
| Legal Section | 29 |
| Legal Subdivision | COLLEYS 1 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 200200 |
Source: Cleveland County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 515 N PONCA AVE, NORMAN, OK 73071-6025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 18, 2020 | Grant Deed, Transfer BANK OF OK |
| Aug 25, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| May 13, 2020 | Deed of Trust, Mortgage WOODY CREEK RANCH LC |
| May 13, 2020 | Deed of Trust, Mortgage WOODY CREEK RANCH LC |
| Aug 25, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 17, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on Record |
| Deed Sale | Dec 18, 2020 · Amount on Record |
| Prior Sale | Aug 25, 2020 |
| Deed Document Number | 202046898 |
| Deed Book / Page | 6165 / 276 |
| Prior Transfer Date | Jul 27, 2020 |
| Prior Transfer Doc | R202029823 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Dec 18, 2020 |
| Property Address | 515 N PONCA AVE, NORMAN, OK 73071-6025 |
| Document Number | 0000046898 |
| Book / Page | 006165 / 000276 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 46898 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $15.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 N PONCA AVE NORMAN OK 730716025, NORMAN, OK 73071-6025 |
| Document Number | 46899 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 006165/000278 |
| Instrument | 46899 |
| Name | BANK OF OK |
|---|---|
| Type | Bank |
| Address | TULSA, OK 74153 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Aug 25, 2020 |
| Property Address | 515 N PONCA AVE, NORMAN, OK 73071-6025 |
| Document Number | 0000029822 |
| Book / Page | 006106 / 000278 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 29822 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 N PONCA AVE NORMAN OK 730716025, NORMAN, OK 73071-6025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 515 N PONCA AVE, NORMAN, OK 73071-6025 |
| Document Number | 0000017373 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT CORP. |
| Name | Verified Name |
|---|---|
| Address | 515 N PONCA AVE NORMAN OK 730716025, NORMAN, OK 73071-6025 |
| Document Number | 0000017373 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | 006065/000722 |
| Instrument | 17373 |
| Name | WOODY CREEK RANCH LC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 204 Months |
| Due | Jun 3, 2037 |
| Rate | 3.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 515 N PONCA AVE, NORMAN, OK 73071-6025 |
| Document Number | 0000015990 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT CORP. |
| Name | Verified Name |
|---|---|
| Address | 515 N PONCA AVE NORMAN OK 730716025, NORMAN, OK 73071-6025 |
| Document Number | 0000015990 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 006060/001039 |
| Instrument | 15990 |
| Name | WOODY CREEK RANCH LC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 204 Months |
| Due | May 25, 2037 |
| Rate | 3.75% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Aug 25, 2020 |
| Property Address | 515 N PONCA AVE, NORMAN, OK 73071-6025 |
| Document Number | 0000029823 |
| Book / Page | 006106 / 000279 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 29823 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 550 WASHINGTON OK 730930550, WASHINGTON, OK 73093-0550 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Apr 17, 2017 |
| Property Address | 515 N PONCA AVE, NORMAN, OK 73071-6025 |
| Document Number | 0000011500 |
| Book / Page | 005665 / 000855 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 11500 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 515 N PONCA AVE NORMAN OK 730716025, NORMAN, OK 73071-6025 |
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,317.00 (+6.55%) Homeowner's exemption | $11,979 (+6.08%) Land $3,088 Building $8,891 | $137,167 (+45.77%) Land $35,367 Building $101,800 |
| 2023 | $1,236.00 Homeowner's exemption | $11,292 Land $1,440 Building $9,852 | $94,100 Land $12,000 Building $82,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2007–2015) |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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