515 N Main St, Dunkirk, OH 45836 Property Records

Hardin County property record for 515 N Main St, Dunkirk, OH 45836 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,772 sqft · built 2002
Lot Size0.382 acres (16,640 sqft)
OwnerIndividual Name on File
Tax Bill$766 (2025)
Deeds & MortgagesJan 2023 Mortgage
Jun 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-200005.0000

Property Details

APN / Parcel Number

Primary APN03-200005.0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,772 sqft Living Area
1st Floor Area1,100 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialShingle
Lot Area16,640 sqft (0.382 acres)
Lot Dimensions208 ft deep x 80 ft wide
Pool TypeSpa / Hot Tub (No Pool)
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address515 N MAIN ST
CityDUNKIRK
StateOH
Zip45836-1013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SW 1/4 7
JurisdictionHARDIN OH
Township / Civil DivisionBLANCHARD
Census Block Group2
Census Block2027
Census Tract300

Owner

Source: Hardin County records · APN 03-200005.0000

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address515 N MAIN ST, DUNKIRK, OH 45836-1013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS NATIONAL BANK
Jun 16, 2021Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 12, 1986
Deed SaleAug 12, 1986
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN OH
Property Address515 N MAIN ST, DUNKIRK, OH 45836-1013
Transaction TypeMortgage
Record UpdatedFeb 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 N MAIN ST, DUNKIRK, OH 45836-1013

Mortgage

Document Number00566/5536
DateJan 05, 2023
Book Page566/5536
Instrument2023000041
Lender
NameFIRST CITIZENS NATIONAL BANK
TypeBank
AddressUPPER SANDUSKY, OH 43351
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN OH
Property Address515 N MAIN ST, DUNKIRK, OH 45836-1013
Transaction TypeMortgage
Record UpdatedJul 21, 2021
Title CompanyBECK TITLE AGENCY LIMITED, BECK TITLE AGENCY LTD

Transferred To (Grantee/Buyer)

NameVerified Name
Address15464 ADMIRALTY CIR 4, 4, FORT MYERS, FL 33917-3281

Mortgage

Document Number560/5873
DateJun 16, 2021
Book Page560/5873
Instrument202100002044
Lender
NameFIRST CITIZENS NATIONAL BANK
TypeBank
AddressUPPER SANDUSKY, OH 43351
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 02, 2036

Tax Assessment & Valuation

Source: Hardin County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyHardin County
County SubdivisionBlanchard Township
MunicipalityDunkirk Village
Unified School DistrictHardin Northern Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$766.00 (-1.67%)$31,610 (-) Land $2,880 Building $28,730
2024$779.00 (-2.26%) Homeowner's exemption Senior Citizen's exemption$31,610 (-) Land $2,880 Building $28,730
2023$797.00 (+6.41%) Homeowner's exemption Senior Citizen's exemption$31,610 (+23.57%) Land $2,880 Building $28,730$90,320 (+23.59%) Land $8,230 Building $82,090
2022$749.00 Homeowner's exemption Senior Citizen's exemption$25,580 Land $2,350 Building $23,230
2020$73,080 Land $6,710 Building $66,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardin County (39065C), updated July 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390650003002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1981)
Most Recent ClaimJun 1981, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
Benton Ridge Telephone CompanyFixed Wireless400 / 40
VerizonFixed Wireless300 / 20
HDER LinkFixed Wireless (unlicensed)100 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Defiance Holdings, Spectrum, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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