515 N Downing St, Seaside, OR 97138 Property Records

Clatsop County property record for 515 N Downing St, Seaside, OR 97138

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 944 sqft · built 1926
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$583,000 (Sep 2022)
Tax Bill	$3,196 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`61016DD07300`

Property Details

APN / Parcel Number

Primary APN	`61016DD07300`
Alternative APN	`11332`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	944 sqft Living Area
Gross Area	1,776 sqft
1st Floor Area	944 sqft
Basement Area	832 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1933
Architectural Style	Bungalow
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	128 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11332
Street Address	515 N DOWNING ST
City	SEASIDE
State	OR
Zip	97138-6033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	OCEAN GROVE ANNEX N 8 LT 10 BLK 1; RAILROAD ADD S 1/2LT 10 BLK 8 .07 AC
Legal Range	10
Legal Township	06
Legal Section	16
Legal Subdivision	RAILROAD ADD
Legal Block	1,8
Legal Lot Number	10
Jurisdiction	CLATSOP OR
Township / Civil Division	SEASIDE
Census Block Group	3
Census Block	3007
Census Tract	950900

Owner

Source: Clatsop County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1911 SE 20TH AVE, PORTLAND, OR 97214-4805
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 22, 2022	Warranty Deed, Transfer TICOR CP, TICOR
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 4, 2018	Warranty Deed, Transfer · Line of Credit DALE A RIDDLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Prior Sale	Apr 4, 2018 · Amount on Record
Deed Document Number	20226920
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLATSOP OR
Property Address	515 N DOWNING ST, SEASIDE, OR 97138-6033
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011669
Date	Nov 23, 2021
Instrument	202111669

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLATSOP OR
Recording Date	Sep 22, 2022
Property Address	515 N DOWNING ST, SEASIDE, OR 97138-6033
Document Number	0000006920
Instrument Date	Sep 20, 2022
Instrument	202206920
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	TICOR CP, TICOR

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1911 SE 20TH AVE, PORTLAND, OR 97214-4805

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLATSOP OR
Property Address	515 N DOWNING ST, SEASIDE, OR 97138-6033
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000253
Date	Jan 13, 2020
Instrument	202000253

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLATSOP OR
Recording Date	Apr 4, 2018
Property Address	515 N DOWNING ST, SEASIDE, OR 97138-6033
Document Number	0000002515
Instrument Date	Mar 3, 2018
Instrument	2515
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	PACIFIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	252 NW MILNE ST HILLSBORO OR 971241907, HILLSBORO, OR 97124-1907

Mortgage

Document Number	2516
Date	Apr 4, 2018
Instrument	2516

Lender

Name	DALE A RIDDLE
Address	661 ST ANDREWS LOOP, CRESWELL, OR 97426-9779

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Apr 3, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clatsop County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clatsop County
Municipality	Seaside City
Unified School District	Seaside School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,196.00 (+6.18%)	$222,426 (+6.09%)	$506,063 (-3.37%) Land $231,449 Building $274,614
2023	$3,010.00 (+2.8%)	$209,660 (+3%)	$523,726 (+5.87%) Land $222,548 Building $301,178
2022	$2,928.00	$203,554	$494,698 Land $193,520 Building $301,178

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Nearby Flood Policies	123 units insured incl. 80 condo units
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jan 2006 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEASIDE WATER DEPARTMENT serves 7,482 people · EPA ID OR4100799
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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