Gaston County property record for 515 N Cherry St, Cherryville, NC 28021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 2025 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Dec 2025) |
| Tax Bill | $2,929 (2026) |
| Deeds & Mortgages | Aug 2025 Construction Loan Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 314870 |
| Primary APN | 314870 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,440 sqft Heated Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 14,810 sqft (0.34 acres) |
| Street Address | 515 CHERRY ST |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-2232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRY ST LOT 1 PLAT BOOK 107 PAGE 067 |
| Legal Lot Number | 1 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 31204 |
515 N Cherry St is owned and occupied by two individuals who bought it in December 2025.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 CHERRY ST, BELMONT, NC 28012-2232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2025 | Deed of Trust, Mortgage · Construction Mortgage REGIONS BANK |
| Dec 12, 2025 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2025 · Amount on File |
| Deed Sale | Dec 12, 2025 · Amount on File |
| Deed Book / Page | 5605 / 2443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 515 N CHERRY ST, CHERRYVILLE, NC 28021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1800 CAMDEN RD, CHARLOTTE, NC 28203-4690 |
| Investor | Possibly a Property Investor |
| Document Number | 0055760824 |
|---|---|
| Date | Aug 5, 2025 |
| Book Page | 5576/824 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | 1010 GERVAIS ST # 22, COLUMBIA, SC 29201 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 12, 2025 |
| Property Address | 515 N CHERRY ST, CHERRYVILLE, NC 28021 |
| Document Number | 0056052443 |
| Book / Page | 5605 / 2443 |
| Map Reference | MB 107 PG 67 |
| Instrument Date | Dec 12, 2025 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | TRYON TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1800 CAMDEN RD STE 107, 107, CHARLOTTE, NC 28203-0001 |
| Name | Verified Name |
|---|---|
| Address | 515 CHERRY ST, BELMONT, NC 28012-2232 |
| Document Number | 0056052447 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 5605/2447 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
The 2026 property tax bill for 515 N Cherry St was $2,929.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Mount Holly City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,929.00 | $291,830 Land $22,500 Building $269,330 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 515 N Cherry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 N Cherry St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNT HOLLY serves 19,200 people · EPA ID NC0136020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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