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515 N Central Ave, Addison, IL 60101 Property Records

DuPage County property record for 515 N Central Ave, Addison, IL 60101

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,708 sqft · built 2020
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$107,500 (May 2016)
Tax Bill$14,473 (2025)
Deeds & MortgagesNov 2018 Mortgage
Jul 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN03-22-406-015

Property Details

APN / Parcel Number

Primary APN03-22-406-015

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,708 sqft Living Area
Gross Area6,100 sqft
1st Floor Area2,708 sqft
Basement Area2,708 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleRanch
Construction TypeBrick
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions11.9 ft deep x 10 ft wide
Garage TypeAttached
Garage Area684 sqft
PorchOpen Porch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address515 N CENTRAL AVE
CityADDISON
StateIL
Zip60101-5910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionKOZIOL RESUB ALL
Legal SubdivisionKOZIOL RESUB
Legal Lot Number1
JurisdictionDU PAGE IL
Township / Civil DivisionADDISON
Census Block Group3
Census Block3044
Census Tract840103

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address515 N CENTRAL AVE, ADDISON, IL 60101-5910
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2018Deed of Trust, Mortgage · ARM
US BANK NA
Jul 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jul 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Apr 7, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
May 24, 2018Warranty Deed, Transfer
ATTORNEY'S TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2016 · Amount on Record
Deed SaleMay 13, 2016 · Amount on Record
Prior SaleMay 27, 2014 · Amount on Record
Deed Document Number201646516
Last Transfer DateMar 14, 2020
Transfer Doc0000033209
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address515 N CENTRAL AVE, ADDISON, IL 60101-5910
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000107198
DateNov 16, 2018
InstrumentR2018-107198
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueNov 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateJan 11, 2025
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.25%
Index1-Year CMT
Max Rate9.25%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address515 N CENTRAL AVE, ADDISON, IL 60101-5910
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070817
DateJul 7, 2020
InstrumentR2020-070817
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address515 N CENTRAL AVE, ADDISON, IL 60101-5910
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000112369
DateJul 26, 2021
InstrumentR2021-112369
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2041

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateApr 7, 2020
Property Address515 N CENTRAL AVE, ADDISON, IL 60101-5910
Document Number0000033209
Instrument DateMar 14, 2020
Instrument33209
Transaction TypeTransfer
Record UpdatedMay 19, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address515 N CENTRAL AVE ADDISON IL 601015910, ADDISON, IL 60101-5910

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateMay 24, 2018
Property Address515 N CENTRAL AVE, ADDISON, IL 60101-5910
Document Number0000045948
Instrument DateMay 21, 2018
Instrument45948
Transaction TypeTransfer
Record UpdatedJun 11, 2018
Title CompanyATTORNEY'S TITLE

Transaction

AmountAmount Recorded
Tax$157.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14205 CHALK HILL RD PLAINFIELD IL 605442948, PLAINFIELD, IL 60544-2948

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAddison Village
CountyDuPage County
County SubdivisionAddison Township
Elementary School DistrictBensenville School District 2 (PK - 08)
Secondary School DistrictFenton Community High School District 100 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,473.00 (+7.73%)$186,706 (+17.96%) Land $65,647 Building $121,059$560,118 (+17.96%) Land $196,941 Building $363,177
2022$13,435.00 Homeowner's exemption Senior Citizen's exemption$158,280 Land $55,650 Building $102,630$474,840 Land $166,950 Building $307,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1987)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADDISON
serves 38,017 people · EPA ID IL0430050
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionJan 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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