515 N 26th St, Waco, TX 76707 Property Records

McLennan County property record for 515 N 26th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,818 sqft · built 1920
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$72,200 (Aug 2020)
Tax Bill	$3,481 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-043800-048700-8`

Property Details

APN / Parcel Number

Primary APN	`48-043800-048700-8`
Alternative APNs	`4804380004870080111` `196686`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,818 sqft Living Area
1st Floor Area	1,818 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	35 sqft
Patio Area	24 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	515 N 26TH ST
City	WACO
State	TX
Zip	76707-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WEST END LOT A BLOCK UU ACRES .17
Legal Subdivision	WEST END
Legal Block	UU
Legal Lot Number	A
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2039
Census Tract	700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2419 S 26TH ST, WACO, TX 76706-3901
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Deed Document Number	202028844
Prior Transfer Date	Aug 18, 2020
Prior Transfer Doc	0000028844
Record Updated	Oct 29, 2026

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 19, 2020
Property Address	515 N 26TH ST, WACO, TX 76707-3305
Document Number	0000028844
Map Reference	VOL 213 PG 17
Instrument Date	Aug 18, 2020
Instrument	2020028844
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 N 25TH ST, WACO, TX 76707-3463

Mortgage

Document Number	0000028845
Date	Aug 19, 2020
Instrument	2020028845

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,399 (-6.11%) Land $25,474 Building $119,925	$145,399 (-6.11%) Land $25,474 Building $119,925
2025	$3,481.00 (-4.39%)	$154,860 (+9.05%) Land $23,100 Building $131,760	$154,860 (+9.05%) Land $23,100 Building $131,760
2024	$3,641.00 (+14.39%)
2023		$142,010 Land $23,100 Building $118,910	$142,010 Land $23,100 Building $118,910
2022	$3,183.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband, T-Mobile.

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