Bell County property record for 515 N 25th St, Middlesboro, KY 40965
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,440 sqft · built 1918 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $196,000 (Dec 2025) |
| Tax Bill | $492 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 069-41-04-004.00 |
| Primary APN | 069-41-04-004.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Wall Unit |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 60333 |
|---|---|
| Street Address | 515 N 25TH ST |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-2108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE 405 (LOTS 20-21) |
| Legal Subdivision | SECTION NORTHEAST MIDDLESBORO |
| Legal Lot Number | 20-21 |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 960700 |
515 N 25th St is owned and occupied by two individuals who bought it in December 2025.
Source: Bell County records, as of December 23, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 N 25TH ST, MIDDLESBORO, KY 40965-2108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on File |
| Deed Sale | Dec 10, 2025 · Amount on File |
| Prior Sale | Aug 7, 2009 · Amount on File |
| Deed Document Number | 2025291505 |
| Deed Book / Page | 413 / 196 |
| Prior Transfer Date | Jul 23, 2009 |
| Prior Transfer Doc | D346/308 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL KY |
| Property Address | 515 N 25TH ST, MIDDLESBORO, KY 40965-2108 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 102 W END TRAILER PARK, MIDDLESBORO, KY 40965-2729 |
| Document Number | 00M403/841 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | M403/841 |
| Instrument | 291510 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
The 2025 property tax bill for 515 N 25th St was $492 with a homeowner's exemption.
Source: Bell County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Municipality | Middlesborough City |
| Unified School District | Middlesboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $492.00 Homeowner's exemption | $95,000 Land $95,000 | $95,000 Land $95,000 |
| 2023 | $195.00 Homeowner's exemption | $65,000 | $65,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 515 N 25th St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 14 (1999–2011) |
| Claims Outside the SFHA | 1 of 14 |
| Most Recent Claim | Jun 2011 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 N 25th St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Eastern Telephone & Technologies Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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