515 N 13th St, Adel, IA 50003 Property Records

Dallas County property record for 515 N 13th St, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,228 sqft · built 1962
Lot Size	0.455 acres (19,800 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (May 2026)
Tax Bill	$4,586 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-29-303-003`

Property Details

APN / Parcel Number

Primary APN	`11-29-303-003`
Alternative APNs	`000001129303003` `540001129303003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,228 sqft Living Area
Gross Area	4,005 sqft
1st Floor Area	723 sqft
Basement Area	970 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Bi-Level
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,800 sqft (0.455 acres)
Lot Dimensions	132 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	1,007 sqft
Parking Spaces	3 Parking Spaces
Deck Area	432 sqft
Patio Area	608 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	540001129303003
Street Address	515 N 13TH ST
City	ADEL
State	IA
Zip	50003-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICES ADD N150 E132 BLK 14
Legal Range	27W
Legal Township	79N
Legal Section	29
Legal Subdivision	RICES ADDITION
Legal Tract	2016-17173
Legal Block	14
Jurisdiction	DALLAS IA
Township / Civil Division	ADEL
Census Block Group	2
Census Block	2019
Census Tract	50700

Owner

Source: Dallas County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	515 N 13TH ST, ADEL, IA 50003-1013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Fiduciary Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 7, 2026	Fiduciary Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 4, 2026	Correction Deed NONE LISTED ON DOCUMENT
Dec 21, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Deed Document Number	20267589
Deed Book / Page	2026 / 7589
Record Updated	Oct 29, 2026

May 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	DALLAS IA
Recording Date	May 7, 2026
Property Address	515 N 13TH ST, ADEL, IA 50003-1013
Document Number	0000007589
Book / Page	2026 / 7589
Instrument Date	May 7, 2026
Instrument	2026.7589
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,823.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 N 13TH ST, ADEL, IA 50003-1013

Mortgage

Document Number	0000007590,
Date	May 7, 2026
Instrument	2026..7590

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	DALLAS IA
Recording Date	May 7, 2026
Property Address	515 N 13TH ST, ADEL, IA 50003-1013
Document Number	0202607589
Book / Page	2026 / 7589
Instrument Date	May 7, 2026
Instrument	20267589
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,823.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 N 13TH ST, ADEL, IA 50003-1013

Mortgage

Document Number	0000007590,
Date	May 7, 2026
Instrument	20267590

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	5.87%
Max Rate	-1%

September 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	DALLAS IA
Recording Date	Sep 4, 2026
Property Address	515 N 13TH ST, ADEL, IA 50003-1013
Document Number	0000015895
Book / Page	2026 / 15895
Instrument Date	Apr 30, 2026
Instrument	202615895
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 N 13TH ST, ADEL, IA 50003-1013

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	515 N 13TH ST, ADEL, IA 50003-1013
Document Number	0000023873
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 N 13TH ST ADEL IA 500031013, ADEL, IA 50003-1013

Mortgage

Document Number	0000023873
Date	Dec 26, 2018
Instrument	23873

Lender

Name	PEOPLES BK
Type	Bank
Address	WAUKEE, IA 50263

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,586.00 (-2.92%)	$304,200 (+5.03%) Land $66,000 Building $238,200	$304,200 (+5.03%) Land $66,000 Building $238,200
2024	$4,724.00 (-5.56%)
2023		$289,630 Land $57,000 Building $232,630	$289,630 Land $57,000 Building $232,630
2022	$5,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1993–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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