515 N 10th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 515 N 10th St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1921
Lot Size	0.477 acres (20,778 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,219 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-053-0188-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-053-0188-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,372 sqft Living Area
1st Floor Area	784 sqft
Basement Area	784 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Lot Area	20,778 sqft (0.477 acres)
Lot Dimensions	330 ft deep x 63 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	515 N 10TH ST
City	SAINT CLAIR
State	MI
Zip	48079-4858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	S63.5' OF N 148.5' OF E 1/2 OF 5 A LOT 45 MAP OF PC 304 & 305
Legal Lot Number	45
Legal Unit	45
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4004
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 N 10TH ST, SAINT CLAIR, MI 48079-4858
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADVIA CU
Aug 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 4, 2017
Transfer Doc	04859/4859
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	515 N 10TH ST, SAINT CLAIR, MI 48079-4858
Document Number	0052070218
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 N 2ND ST ST CLAIR MI 480794800, ST CLAIR, MI 48079-4800

Mortgage

Document Number	0052070218
Date	Jul 1, 2020
Book Page	005207/000218

Lender

Name	ADVIA CU
Type	Credit Union
Address	PARCHMENT, MI 49004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 30, 2040

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 21, 2017
Property Address	515 N 10TH ST, SAINT CLAIR, MI 48079-4858
Document Number	0048590708
Book / Page	004859 / 000708
Instrument Date	Aug 4, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 N 10TH ST ST CLAIR MI 480794858, ST CLAIR, MI 48079-4858

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 21, 2017
Property Address	515 N 10TH ST, SAINT CLAIR, MI 48079-4858
Document Number	0048590709
Book / Page	004859 / 000709
Instrument Date	Aug 4, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	515 N 10TH ST ST CLAIR MI 480794858, ST CLAIR, MI 48079-4858

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,200 (+0.09%)	$214,400 (+0.09%)
2025	$2,219.00 (+4.77%) Homeowner's exemption	$107,100 (+29.98%)
2024	$2,118.00 (+8.28%)		$214,200 (+29.98%)
2023		$82,400
2022	$1,956.00		$164,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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