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515 Morgan St, Chapin, IL 62628 Property Records

Morgan County property record for 515 Morgan St, Chapin, IL 62628

Property Summary

Property TypeSingle Family Home
Details1,968 sqft · built 1965
Lot Size0.47 acres (20,473 sqft)
OwnerIndividual Name on Record
Last Sale$164,000 (May 2026)
Tax Bill$2,356 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Jun 2022 Sale
Flood ZoneZone X (minimal risk)
APN07-11-112-002

Property Details

APN / Parcel Number

Primary APN07-11-112-002

Interior

Building Area1,968 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area20,473 sqft (0.47 acres)
Lot Dimensions160 ft deep x 128 ft wide

Location & Zoning

Street Address515 MORGAN ST
CityCHAPIN
StateIL
Zip62628-2065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK: TWP:0 SECT/LOT: VILLAGE OF CHAPIN ORIGINAL TOWN LTS 57 AND 58
Legal Range12W
Legal Township15N
Legal Section11
Legal SubdivisionVILLAGE CHAPIN
Legal Lot Number57-58
JurisdictionMORGAN IL
Township / Civil DivisionCHAPIN
Census Block Group2
Census Block2059
Census Tract951400

Owner

Source: Morgan County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address515 MORGAN ST, CHAPIN, IL 62628-2065
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Warranty Deed, Transfer · Conventional Mortgage
HEARTLAND BANK AND TRUST COMPANY
Jun 29, 2022Executor's Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2026 · Amount on Record
Deed SaleMay 26, 2026 · Amount on Record
Prior SaleNov 5, 2009 · Amount on Record
Deed Document Number2026660085
Prior Transfer DateJun 28, 2022
Prior Transfer Doc0000643325
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN IL
Recording DateMay 26, 2026
Property Address515 MORGAN ST, CHAPIN, IL 62628-2065
Document Number0000660085
Instrument DateMay 26, 2026
Instrument2026660085
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$24,846.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 MORGAN ST, CHAPIN, IL 62628-2065

Mortgage

Document Number0000660086,
DateMay 26, 2026
Instrument2026660086
Lender
NameHEARTLAND BANK AND TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.5%
Initial TypeFixed Rate
Max Rate-1%

June 2022: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionMORGAN IL
Recording DateJun 29, 2022
Property Address515 MORGAN ST, CHAPIN, IL 62628-2065
Document Number0000643325
Instrument DateJun 23, 2022
Instrument643325
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2171 POOR FARM RD, JACKSONVILLE, IL 62650-6099

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityChapin Village
CountyMorgan County
Unified School DistrictTriopia Community Unit School District 27 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,356.00 (+5.7%)$30,490 (+10.99%) Land $5,320 Building $25,170$91,470 (+10.99%) Land $15,960 Building $75,510
2024$2,229.00 (-10.12%)
2023$27,470 (-14.98%) Land $4,790 Building $22,680$82,410 (-14.98%) Land $14,370 Building $68,040
2022$2,480.00 (-8.08%)$32,310 Land $5,630 Building $26,680$96,930 Land $16,890 Building $80,040
2021$2,698.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHAPIN
serves 658 people · EPA ID IL1370050
Water SourcePurchased groundwater influenced by surface water from JACKSONVILLE
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.43 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Illinois Net, Wisper ISP.

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