San Joaquin County property record for 515 Mingo Way, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1974 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Sep 2013) |
| Tax Bill | $3,040 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 196-400-140-000 |
| Primary APN | 196-400-140-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,600 sqft (0.152 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 196-400-14 |
|---|---|
| Street Address | 515 MINGO WAY |
| City | LATHROP |
| State | CA |
| Zip | 95330-9531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 197 |
| Legal Subdivision | LATHROP VILLAGE HOMES 05 |
| Legal Block | 1 |
| Legal Lot Number | 197 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 5129 |
515 Mingo Way is owned and occupied by two individuals who bought it in September 2013.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 MINGO WAY, LATHROP, CA 95330-9531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2013 · Amount on File |
| Deed Sale | Sep 27, 2013 · Amount on File |
| Prior Sale | Apr 8, 2013 · Amount on File |
| Deed Document Number | 2013123963 |
| Prior Transfer Date | Apr 4, 2013 |
| Prior Transfer Doc | 0000045778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 515 MINGO WAY, LATHROP, CA 95330-9531 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 515 MINGO WAY, LATHROP, CA 95330-9531 |
| Document Number | 0000025478 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 2023-025478 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 515 MINGO WAY, LATHROP, CA 95330-9531 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000059079 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 2018-059079 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2026 property tax bill for 515 Mingo Way was $3,040 with a homeowner's exemption, up 1% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,040.00 (+1%) | ||
| 2025 | $3,010.00 Homeowner's exemption | $245,163 Land $61,289 Building $183,874 | |
| 2023 | $2,883.00 (+1.51%) Homeowner's exemption | $235,645 Land $58,910 Building $176,735 | $390,330 |
| 2022 | $2,840.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 Mingo Way in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 515 Mingo Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ayera Technologies, Frontier, unWired Broadband, Verizon.
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